2.78% 6-Month CD at First Heritage FCU in Parts of NY & PA


First Heritage Federal Credit Union is listing a 2.78% APY for its share and IRA share certificates with terms of 6 to 24 months. Minimum deposit is $1,000. These rates are listed at the credit union's rate table as of 4/24/09.

Membership is open to everyone who lives, works, worships, attends school or maintains a business in Chemung and Steuben Counties, New York, and Tioga County, Pennsylvania. Please refer to the credit union's Eligibility Page for the full details. Membership requires a minimum balance of $5 in the share savings account.

The credit union has strong ratings for safety and soundness: 5 stars (superior) at BauerFinancial and 4 stars (sound) at Bankrate. Both ratings are based on 12/31/08 financial data. The credit union is federally insured by the NCUA (Charter # 9604).

Other High Certificate of Deposit Rates

For top CD rates nationally available, refer to my weekly rate summary. Many of the best CD deals are only locally available. To find the best deals in your state, refer to the index of state CD and bank deals.
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Anonymous   |     |   Comment #1
Bank guy--

Check this out from fat wallet:


6.50% from New Bank on 168 days! Great find!! Can only be opened in branch though as I checked today.
6.00% 7-Month CD at a New York/Pennsylvania CU (First Heritage)
First Heritage FCU is offering a 6.00% APY 7-month share certificate. The minimum deposit is $5K, and it requires money new to the credit union. There's also a 5.50% 7-month CD with only a $1K minimum. These are available as a regular or IRA CD.

The field of membership includes persons who live, work, worship or attend school in the three county community, comprised of Steuben and Chemung Counties, New York and Tioga County, Pennsylvania,

The credit union is NCUA insured. It has $146 million in assets and 19,286 members.

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