Gateway Bank of Southwest Florida is offering a 2.10% APY 15-month CD special. Minimum deposit is $5,000, and the maximum is $95,000. This special isn't listed at the bank's website. A reader mentioned it to me, and I just contacted the bank today (2/2/2010) for additional details. The special could end at anytime.
In addition to the CD special, the bank has a checking account promotion. Unlike the CD special, this checking account bonus is listed at the bank's website. Here are the terms as listed on the website as of 2/2/2010:
Open any new checking account at Gateway Bank and switch over your direct deposit relationship. Gateway Bank will deposit $75.00 into your new account after your first direct deposit is posted. On the one year anniversary of opening, Gateway Bank will deposit an additional $25.00 into your account.
Minimum opening deposit is $100, and the account must remain open for at least 6 months.
It appears a branch visit is required to open an account. Branches are located in Sarasota and Bradenton.
It's a new bank that was established in 2008. Thus, it's labeled as a start-up at BauerFinancial. Bankrate.com gives it 3 stars (performing) for safety and soundness based on 9/30/09 financial data. The bank has been a FDIC member since 2008 (FDIC Certificate # 58725).