2.75% 18-Month CD & 4.00% 60-Month CD at Greylock FCU in MA - Local Only

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Greylock Federal Credit Union has a CD promotion called One Way CD with some very competitive rates. These include:
  • 4.00% APY 60 months
  • 3.25% APY 36 months
  • 2.75% APY 18 months
These are listed in the credit union's promotions page as of 12/08/09. The small print states that rates are based on Prime rate and subject to change. However, the promo states that they "only go up, they never come down." Minimum deposit is $1,000.

The credit union also has some very competitive regular CD rates including a 2% APY 6-month CD and a 2.50% APY 24-month CD. Minimum deposit is $1,000. These rates are listed in the certificate rate page as of 12/08/09. IRA CDs have rates 10 basis points higher.

Membership is open to anyone who lives, works, worships or attends school in Berkshire County, Massachusetts. Please see their Who Can Join page for more details. Membership requires a minimum balance of $5 in the share savings account.

Branches are located in the cities of Pittsfield, Adams, North Adams, Lee, Great Barrington and Williamstown.

The credit union's ratings for safety and soundness are above average: 4 stars (excellent) at BauerFinancial (based on 9/30/09 data) and 3 stars (performing) at Bankrate.com (based on 6/30/09 data). The credit union is federally insured by the NCUA (Charter # 24560). It's a large credit union with over $1 billion in assets.

Other Competitive Certificate of Deposit Rates
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2.50% 10-Month CD at Greylock FCU in MA - Local Only
Greylock Federal Credit Union is offering a few competitive term share certificates. The most competitive include a 2.25% APY 7-month CD, a 2.50% APY 10-month CD and a 2.75% APY 24-month CD. Minimum deposit is $1,000. These rates are listed in the certificate rate page as of 6/26/09. Jumbo CDs and IRA CDs have rates 10 basis points higher.

Membership is open to anyone who lives or works in Berkshire County, Massachusetts. Please see their Who Can Join page for more details. Membership requires a minimum balance of $5 in the...

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5.00% 48-Month / 4.00% 9-Month CD at Greylock FCU in Massachusetts
Greylock Federal Credit Union is offering a few competitive term share certificates. These include a 4.00% APY 9-month certificate and a 5.00% APY certificate for terms of 4 and 5 years. The minimum deposit is $1,000. It's also available as an IRA certificate.

Membership is open to anyone who lives or works in Berkshire County, Massachusetts. Please see their Who Can Join page for more details. Membership requires a minimum balance of $5 in the share savings account.

Branches are located in the cities of Pittsfield, Adams, North Adams, Lee, Great Barrington...



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4.00% 24-Month CD at a Massachusetts CU (Greylock).
Update 5/10/08: The CD promotion has ended. Please see the credit union's website for the latest CD rates.

Greylock Federal Credit Union has two promotional CDs called Leap-Up Term Share Certificates. These CDs have a yield of 4.00% APY with terms of 24 and 30 months. The leap-up feature is based on the interest rate starting at 3.50% for the first half of the term and then jumping up to 4.35% for the second half.

Membership is open to anyone who lives or works in Berkshire County, Massachusetts. Please see their Who...



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6.00% 7-Month CD at a Massachusetts CU (Greylock).
Greylock Federal Credit Union is offering a special 6.00% APY 7-month certificate of deposit. The minimum is $1,000, and it requires funds new to Greylock. This special is only valid through December 2, 2006. According to the promo page, you have to print out the promo coupon and bring it to the branch to receive this special CD.

The field of membership includes anyone who lives or works in Berkshire County, Massachusetts. See site for details. Branches are located in the cities of Pittsfield, Adams, North Adams, Lee, Great Barrington and...

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