4.01% Reward Checking Account at Gulf Coast Bank & Trust Company in Louisiana

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Update 12/17/09: The top rate has fallen to 4.01% APY.

Gulf Coast Bank & Trust Co. is offering a reward checking account that it calls Interest Checking that pays 4.01% APY on balances up to $25,000 (1.01% for above) and refunds ATM fees without limits if the following monthly requirements are met:
  • 12 check card purchases
  • one direct deposit, ACH, or online bill payment
  • receive electronic statements
If these are not met, the rate falls to 0.10%. There are no minimum balance requirements or monthly service charges.

The bank has an online application; however, on the first page of the application it states that an applicant must be a resident of Louisiana. Branches are located in the Louisiana cities of Metairie, Kenner, Terrytown, New Orleans, Chalmette, Covington, Slidell, Mandeville and Baton Rouge. The bank has been FDIC insured since 1990 (FDIC Certificate # 32974).

Other Reward Checking Accounts

To find reward checking accounts in other areas of the nation or to learn more about these accounts, please refer to my High Yield Checking website.

Edit 1/23/09: Added info on the bank's online application.

Rate History:
12/15/09: 4.01% APY
03/13/09: 4.51% APY
10/15/08: 5.51% APY
Related Pages: Gulf Coast Bank & Trust Co., New Orleans, Baton Rouge, checking account, reward checking account



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