Pennsylvania-based Integrity Bank – a division of S&T Bank (Integrity Bank) has a $150 new checking account bonus promotion with very few requirements. The end date for the promotion is March 31, 2016.
Although Integrity Bank was acquired by S&T Bank almost a year ago (May 2015), it still operates under the Intergity Bank brand.
$150 Bonus Qualifications
- Open a new consumer Free Checking, Preferred Account Checking and Four Star Club checking account by March 31, 2016.
- Have at least five debit card purchases posted and cleared by April 15, 2016.
That’s it - no direct deposit or minimum opening balance requirements.
- Only available to new checking account households at Integrity Bank.
- Limited to one bonus per household.
- Bonus of $150 will be credited to the new account on or before April 22, 2016.
12-Month CD Time Deposit
Integrity Bank is also offering a 12-month CD Time Deposit (1.37% APY). The minimum opening deposit is $1k of new money, with no balance cap. "New Money," in this instance, is defined as,
monies that have not been on deposit with S&T Bank or
Integrity Bank – a division of S&T Bank in the past thirty days.
The 12-month CD Time Deposit is also available as an IRA (Traditional), earning the same APY, with the same funding requirement.
|1.00%||$1k||$1m||Integrity Bank (PA)||12 month Promotional CD|
|1.00%||$1k||$1m||Integrity Bank (PA)||12 month Promotional IRA CD|
According to CSR, the Early Withdrawal Penalty for the 12-month CD is 6 months interest.
Although a division of S&T Bank, Integrity Bank has retained its own branding and market area, which is confined to the greater Harrisburg metropolitan area, including the Amish country.
Opening any type of account at Integrity Bank requires an in-person visit to any of eight Pennsylvania branches located in Camp Hill, Harrisburg (2), Lancaster (3), New Cumberland, and York. At this time, Integrity Bank’s online banking platform is limited to account management and bill payment services.
Integrity Bank (FDIC Certificate # 11124) has an overall health grade of "A+" at DepositAccounts.com, with a Texas ratio of 3.73% (excellent) based on December 31, 2015 data. In the past year, Integrity Bank has increased its total deposits by $942.34 Million, an excellent annual growth rate of 23.88%. Please refer to our financial overview of Integrity Bank for more details.
Integrity Bank was acquired by S&T Bank in May 2015, but continues to operate under its own brand. Its new parent company, S&T Bank was established in 1902 as The Savings & Trust Company of Indiana. (Indiana, Pennsylvania, is the county seat of Indiana County and the hometown of the actor, Jimmy Stewart.) Over a 30-year period, the Bank acquired seven other banks, and in 1975 the Bank’s name was changed to The Savings & Trust Company of Pennsylvania. The final name change occurred in 1991, and today S&T Bank is Pennsylvania’s 10th largest bank, with assets in excess of $6.3 Billion.
How the $150 Checking Bonus Compares
If a new Free Checking account (no minimum balance requirements or monthly service) is opened, Integrity Bank is essentially giving you a $150 gift.
How the CD Compares
When compared to the 302 similar length-of-term CDs tracked by DepositAccounts.com that require a similar minimum deposit and are available to western Pennsylvania residents, Integrity Bank’s 12-Month CD currently ranks first.
The above rates are accurate as of 3/25/2016.