iQ Credit Union is offering a reward checking account called Intelligent Checking that pays 3.00% APY on balances up to $25,000 (0.10% for above) and refunds ATM fees (up to $25) if the following monthly requirements are met: 1) 12 debit card transactions, 2) one ACH or payroll deposit of $100 or more, 3) receive eStatements, and 4) use the Computer Branch at least once. If these are not met, the rate falls to 0.05%.
Membership is open to those who live, work, worship or go to school in the state of Washington. Please refer to the Eligibility Q&A for more details. Membership requires a minimum deposit of $25 in the share savings account.
Branches are located in the Washington cities of Vancouver, Battle Ground and Ridgefield. The credit union is federally insured by the NCUA (Charter # 60438). It has $375.6 million in assets and 41,065 members.
Other High Yield Reward Checking Accounts
For other reward checking accounts and for more information on these accounts, please refer to the following posts:
- reward checking overview
- reward checking accounts available nationwide
- reward checking accounts around the nation
05/01/09: 3.00% APY for up to $25K; 0.10% for above
04/01/09: 3.15% APY for up to $25K
03/04/09: 3.55% APY for up to $25K
01/05/09: 3.80% APY for up to $25K; 0.20% for above; 0.05% if req's not met
11/03/08: 4.35% APY
10/02/08: 5.00% APY
05/09/08: 5.25% APY
03/05/08: 5.75% APY for up to $25K; 0.35% for above; 0.20% if req's not met