Langley FCU Adds Cyber Monday 15-month CD Special

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Deal Summary: 15-month Certificate Special, 1.76% APY, $1k minimum deposit, available through December 3, 2017

Availability: Easy membership requirement

In another Cyber Monday offering, Langley Federal Credit Union (Langley FCU) has added a 15-month Certificate Special (1.76% APY) that is available through December 3, 2017. This limited-time offering requires a minimum deposit of $1k, with no stated balance cap.

While some of Langley FCU’s CDs are offered as IRAs, the 15-month Certificate Special is not. Langley FCU’s Active Rewards, which adds an additional 0.10% to CDs, does not apply to the Certificate Special. According to the promotion page, the 15-month Certificate Special “reinvests to a regular 12 month Certificate at maturity.”

As stated on Langley FCU’s Truth In Savings For CDs document, the Early Withdrawal Penalty reads as follows:

Terms of 12 month or longer, 180 days’ dividends

Availability

Headquartered in Newport News, Virginia, Langley Federal Credit Union offers membership through a variety of ways, providing a route for almost any U.S. citizen or resident alien to join.

Easy Membership: Joining any of seven non-profit organizations (Friends of the Carrollton Library, $5; Friends of the Gloucester Library, $5; Friends of the Poquoson Library, $10; Friends of the Portsmouth Library, $5; Friends of the Suffolk Public Library, $5; VersaBility Resources, $5; and Virginia Association of Museums, $15) qualifies for membership in Langley FCU. (This is the fifth option on the first page of Langley FCU’s online application.)

Employment: Employees of over 900 SEGs qualify for membership.

Relationship: Family and household members of current Langley FCU members are also eligible to join.

Organization Affiliation: Members of 240+ Virginia-based organizations and schools are also eligible to join.

Membership details are listed on the first page of Langley FCU's online application.

Joining Langley Federal Credit Union and/or opening the 15-month Certificate can be done online,, by phone (757.827.5328), or at any of 19 Virginia branches located in Carrollton, Chesapeake (2), Hampton (3), Hayes, Langley AFB, Newport News (5), Norfolk, Poquoson, Virginia Beach (2), Williamsburg, and Yorktown.

Credit Union Overview

Langley Federal Credit Union has an overall health grade of "A" at DepositAccounts.com, with a Texas Ratio of 6.30% (excellent) based on June 30, 2017 data. In the past year, Langley FCU increased its total non-brokered deposits by $162.82 million, an excellent annual growth rate of 9.03%. Please refer to our financial overview of Langley Federal Credit Union (NCUA Charter # 1261) for more details.

Langley Federal Credit Union was originally chartered in 1936 as the National Advisory Committee for Aeronautics (NACA) Laboratory Federal Credit Union. (NACA was founded in early 1915 and was the predecessor of NASA.) Twenty-five NACA employees each deposited $1 to pay the charter fee, and the following month, the Credit Union opened its doors with assets totaling $275. With more 240,700 members and assets in excess of $2.4 billion, Langley FCU is currently the fifth largest credit union headquartered in Virginia and was named the “2017 Best Credit Union” by Kiplinger’s Personal Finance.

How the Certificate Compares

When compared to the 148 similar length-of-term CDs tracked by DepositAccounts.com that require a similar minimum deposit and are available nationwide, Langley Federal Credit Union’s 15-Month CD APY currently ranks fifth.

The above rates are accurate as of 11/27/2017.

To look for the best CD rates, both nationwide and in your state, please refer to our CD rates table, or our Rates Map page.

Related Pages: Washington CD rates, Norfolk CD rates, 1-year CD rates, nationwide deals, Internet banks

Comments
Langley FCU Has Nationally Available 60-Month CD
Deal Summary: 60-month CD – 2.53% APY w/Active Rewards, 2.43% APY w/o Active Rewards, $1k minimum deposit.

Availability: Easy membership

Virginia-based Langley Federal Credit Union (Langley FCU) raised the rates on its 60-month CD at the end of last week: 2.53% APY w/Active Rewards, 2.43% APY w/o Active Rewards. The minimum deposit is $1K, with no stated balance cap.

The 60-month CD is also offered as an IRA (Traditional, Roth) earning the same APYs, but with a lower minimum deposit of $500.

Active Rewards

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Langley FCU (Easy Membership) Has Limited-Time 36-Month CD Special
Availability: Easy membership

For one week only, Langley Federal Credit Union (Langley FCU) is offering a "Many Happy Returns" 36-month CD Special (2.00% APY). The minimum deposit is $1K, with no balance cap.

This limited-time offer, which ends on December 5, 2015, is also available as an IRA (Traditional and Roth), earning the same APY but only requiring a $500 opening deposit.

As stated on Langley FCU’s Truth In Savings For CDs document, the Early Withdrawal Penalty reads as follows:

Terms of 12 month or longer, 180 days’...

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Field of membership includes those who live, work, worship or attend school in certain areas of Hampton, Newport News, Norfolk, Virginia Beach, and Williamsburg. You can also be eligible via family and select employer groups. See site for details. A reader mentioned that Air Force...

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The good thing about membership into this credit union is that it only requires a $5 deposit into a share account. The downside is that the field of membership is primarly based on select employer groups. You must contact the credit union (800-588-EASY) to determine if you are eligible to join. See site for details.

Branches are located...



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