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Best CD and IRA CD Rates in Washington DC at the Library of Congress FCU - Local Only

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APYMINMAXINSTITUTIONPRODUCTDETAILS
4.06%$500-Library Of Congress Federal Credit Union36 - 47 Month Share Certificate
3.96%$500-Library Of Congress Federal Credit Union24 - 35 Month Share Certificate
3.85%$500-Library Of Congress Federal Credit Union18 - 23 Month Share Certificate
3.80%$500-Library Of Congress Federal Credit Union12 - 17 Month Share Certificate
2.52%$500-Library Of Congress Federal Credit Union6 - 11 Month Share Certificate
Rates as of January 6, 2023.

Library of Congress FCU is offering some very competitive CD and IRA CD rates. Minimum deposit is $500 for a CD and $1,000 for an IRA. The following is a list of some of the best CD rates as shown in the credit union's rate sheet as of 6/08/2010:

  • 1.60% APY 6-month CD
  • 2.00% APY 12-month CD
  • 2.10% APY 18-month CD
  • 2.20% APY 24-month CD
  • 2.60% APY 36-month CD

Traditional, Roth, SEP and Education IRA certificate rates are 10 basis points higher for terms of 12 months and longer.

The credit union has a long history of competitive rates. My last post on this credit union was in 2008 when short-term CD rates were over 4.00%.

In addition to employees and volunteers of the Libary of Congress, membership is open to anyone who lives, works, worships or attends school in Washington, DC. Please refer to their membership page for full details. Membership requires a $5 fee and a minimum $5 deposit into your share savings account. They have had promos in the past in which they waived this $5 fee. It doesn't hurt to ask if they can waive it if you join.

The credit union's ratings for safety and soundness are above average: 5 stars (superior) at BauerFinancial, 3 stars (performing) at Bankrate.com and an overall health score of 4 out of 5 at DepositAccounts.com (see our Library of Congress FCU rates and reviews page). The credit union is federally insured by the NCUA (Charter # 266).

Related Pages: Library Of Congress Federal Credit Union, Washington, CD rates, IRA rates

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4.45% 60-Month / 4.15% 24-Month CD at a DC Credit Union (Library of Congress)
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POSTED ON SATURDAY, APRIL 5, 2008 BY KEN TUMIN
Update 4/05/08: The CD rates have fallen by 25 basis points on all terms. The 60-month CD yield is now 4.45% APY and the 24-month yield is 4.15% APY. The title has been modified to reflect this change.

Library of Congress FCU continues to offer competitive certificate rates on all terms. The yields range from 4.00% APY for a 3-month term to 4.70% APY for 60-month term. The mininum deposit is $500. Traditional, Roth, SEP and Education IRA certificate rates are 10 basis points higher. Below is the full list of...

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5.20% 60-Month / 5.00% 36-Month CD at a DC Credit Union (Library of Congress).
Comments
POSTED ON SATURDAY, MARCH 1, 2008 BY KEN TUMIN
Update 3/1/08: The CD rates have fallen. Please check the institution's website for the latest rates.

Library of Congress FCU has some very competitive certificate rates on all terms. The yields range from 4.70% APY for a 3-month term to 5.20% APY for 60-month term. The mininum deposit is $500. Traditional, Roth, SEP and Education IRA certificate rates are 10 basis points higher. Below is the full list of CD rates:

Term        CD APY  IRA CD APY
3 months    4.70%...




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5.60% 60-Month CD at a DC Credit Union (Library of Congress)
Comments (1)
POSTED ON FRIDAY, NOVEMBER 2, 2007 BY KEN TUMIN
Library of Congress FCU has some competitive certificate rates on share certificate terms from 3 to 60 months. The yields range from 5.10% APY for a 3-month term to 5.60% APY for 60-month term. The mininum deposit is $500. Traditional, Roth, SEP and Education IRA certificate rates are 10 basis points higher. The rate table is dated as of November 1, 2007, so these rates should hold for awhile. Below is the full list of CD rates:

Term        CD APY  IRA CD APY
3...


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