Competitive Short-Term Jumbo CD Rates at Your Community Credit Union in Texas

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APYMINMAXINSTITUTIONPRODUCTDETAILS
0.65*%$250k-Mobility Credit Union12 Month CD
0.60*%$250k-Mobility Credit Union6 Month CD
Accounts mentioned in this post. Rates as of July 24, 2016.

Unless you can get lucky with a hot short-term CD deal, you’ll probably have to settle for rates around 1.00% for good short-term CD deals. That’s the case for Your Community Credit Union which is offering a 1.00% APY for a 6-month and 12-month Jumbo CD. The minimum deposit to qualify for this rate is $100,000. The rates go down quite a bit for smaller deposits. This rate is listed in the credit union’s rates page as of 5/2/2013.

Credit union membership is open to those who live, work or worship in one of many cities in the metro areas of Dallas-Fort Worth and Houston, Texas. Please refer to the credit union’s membership page for the full details.

There’s an online application that’s run by Andera which is common for online banking applications.

Your Community Credit Union’s branches are located in Irving, North Richland Hills, Farmers Branch and Webster. The credit union is also part of the shared branch network.

The credit union has an overall health score at DepositAccounts.com of 4 stars (out of 5) with a Texas ratio of 6.70% (excellent) based on December 2012 data. Please refer to our financial overview of Your Community Credit Union for more details. The credit union is federally insured by the NCUA (Charter # 68606).

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Comments
Special 6-Month CD Rate at Your Community Credit Union in Texas - Local Only

Your Community Credit Union has a nice CD special to celebrate its 45th year. Reader pearlbrown mentioned this special in the forum on August 21st when the credit union was advertising a 1.15% APY. Perhaps the credit union thought this didn't grab enough attention. Yesterday, the credit union was advertising a 2.00% APY 6-month CD. The 8/28/2011 Dallas Morning News ad is available online here. According to the ad, the 2.00% APY applies to balances up to $25,000. Minimum deposit is $500.

Credit union membership is open to those who live,...

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