5.50% 15-Month CD at Georgia CU.


The North Georgia Credit Union is having a grand opening special (pdf) with a 5.50% APY 15-month CD. The minimum deposit requirement is $500, and the money must be new to the credit union. This special ends this Friday, January 20th.

My last report on this credit union was back in November when it was offering a special 5% 15-month CD. Since November the credit union has continued to offer very competitive rates: 4.75%, 5.00% and 5.39% APY on 1-year, 2-year and 3-year terms for both share and IRA certificates.

The one problem with this credit union is that its field of membership is primarily employer based and not open to a geographical area. However, there is a long list of employers.

The grand opening must be for the Lavonia, Georgia branch. The main office is in Toccoa, Georgia. Both are in northeast Georgia near the South Carolina border.

15-Month 5.00% APY CD at Georgia CU
The North Georgia Credit Union is offering a 15-month special CD with the rate of 5.00% APY. The offer requires a minimum deposit of $10K with new money. I first reported on this CD back on October 26th.

The credit union also has some decent rates on its standard certificates. The 12-month, 24-month and 36-month CD rates are 4.75%, 5.00% and 5.39% APY. The minimum deposit for these are only $500.

The main office is located in Toccoa, Georgia which is near the South Carolina border.

It has a restrictive field of membership...

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