Now through July 3, 2015, Numerica Credit Union (Numerica) is offering a 25-month My Money Flexible Certificate Special (1.50% APY).
The 25-month My Money Flexible Certificate (CD) Special requires a minimum opening deposit of $1K and has no maximum balance cap.
As stated in the Share Certificate Disclosure, the Early Withdrawal Penalty reads as follows:
For accounts with terms in excess of 12 months up to and including 4 years, the amount of the early withdrawal penalty is 180 days interest on the amount withdrawn.
Numerica Credit Union is headquartered in Spokane Valley and offers membership to individuals who live, work, or worship in Washington State, or in the North Idaho Panhandle (State of Idaho).
In addition, persons related by blood or marriage, or reside with anyone eligible for Numerica membership are also eligible.
Joining Numerica can be done online, or in person at any of 17 Washington State branches located in Airway Heights, East Wenatchee, Entiat, Kennewick, Pasco, Richland, Spokane (6), Spokane Valley (4), Wenatchee, or two Idaho branches located in Coeur D’Alene and Hayden. Opening the 25-month CD Special requires an in-person branch visit or a phone call (800.433.1837).
Credit Union Overview
Numerica Credit Union has an overall health grade of "A+" at DepositAccounts.com, with a Texas ratio of 2.32% (excellent) based on March 31, 2015 data. In the past year, Numerica has increased its total deposits by $98.82 Million, an excellent annual growth rate of 8.98%. Please refer to our financial overview of Numerica Credit Union for more details.
Numerica Credit Union ( NCUA Charter # 66841) was established in 1937 as the Spokane Railway Credit Union (SRCU), following the vast expansion of the railroad in the Northwest. As the economy changed, SRCU expanded its field of membership by adding employees of other transportation systems and shippers. The name was changed to Numerica Credit Union in 2000 to better reflect its expanding membership base, and after market research discovered that many potential members didn’t know they could join the Credit Union even though they weren’t railroad workers. Today, Numerica has more than 110,000 members and assets in excess of $1.4 Billion.
How the CD Compares
When compared to other similar length of term CDs tracked by DepositAccounts.com, requiring a similar minimum deposit and available to Washington State residents, Numerica Credit Union’s 25-month My Money Flexible Certificate Special currently ranks 3rd.
The above rates are accurate as of 6/20/2015.
To search for nationwide CD rates and CD rates in your state, please refer to the CD rates section of DepositAccounts.com.