Oklahoma's Credit Union Ups 30-Month CD Special


Deal Summary: 30-month CD Special, 3.05% APY, $10k minimum deposit.

Availability: Residents of eight central Oklahoma counties.

Earlier this month, Oklahoma’s Credit Union (OKCU) raised the rate on its 30-month CD Special to 3.05% APY. The minimum opening deposit is $10k, with no stated balance cap.

The CD Special is offered as an IRA (Traditional, Roth, CESA, SEP, SIMPLE), earning the same APY with the same funding requirements.

Introduced in March 2017 earning 1.50% APY, the 30-month CD Special’s rate remained static until this past April. A total of 155 bps have been added in the past three months, in as many rate increases.

As stated in the Rate and Fee Schedule, the Early Withdrawal Penalty reads as follows:

For terms over 12 months, the early withdrawal penalty is dividends earned, up to 180 days.


Headquartered in Oklahoma City, Oklahoma's Credit Union field of membership (FOM) is primarily residency-based, with individuals who live, work, worship, or attend school in Canadian, Cleveland, Grady, Lincoln, Logan, McClain, Oklahoma, or Pottawatomie Counties, Oklahoma eligible to join.

Joining OKSU can be done online or at any of six Oklahoma branches, which are located in Edmond, Oklahoma City (3), Tulsa, and Vinita.

While checking and savings accounts can be opened online, opening a CD requires an in-person visit to any of the above mentioned branch locations.

Credit Union Overview

Oklahoma's Credit Union has an overall health grade of "A" at DepositAccounts.com, with a Texas ratio of 0.93% (excellent) based on March 31, 2018 data. The Credit Union has an excellent capitalization level (13.34%), the result of holding $511.53 million assets with $68.22 million in equity. Please refer to our financial overview of Oklahoma's Credit Union (NCUA Charter # 65032) for more details.

Founded in 1954 as the Oklahoma Employees Credit Union, the Credit Union’s original FOM was exclusive to State of Oklahoma employees. The FOM expanded in 2003 when an open community charter was adopted, allowing virtually anyone in the Oklahoma City metro area to join. In 2009, Oklahoma City Thrift Federal Credit Union merged into Oklahoma Employees Credit Union. The Oklahoma’s Credit Union re-brand occurred only seven months ago, as the Credit Union sought a name that better described its membership. OKCU is currently the ninth largest credit union in Oklahoma, with more than 41,600 members and assets in excess of $511 million.

How the CD Special Compares

When compared to the 273 similar length-of-term CDs tracked by DepositAccounts.com that are available within the FOM and require a minimum deposit of $10k or less, Oklahoma's Credit Union's 30-month CD Special APY currently ranks first.

The above rates are accurate as of 7/16/2018.

To search for the best CD rates, both nationwide and state specific, please refer to our CD Rates Table page.

Related Pages: Oklahoma City CD rates, Tulsa CD rates, 5-year CD rates


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.