Expired: 6.00% 12-Month CD at an Oregon CU (OnPoint Community)

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Update: This special CD has ended. For the latest rates, please refer to the DepositAccounts.com 's rates table for OnPoint Community Credit Union.

OnPoint Community Credit Union is offering a special 6.00% APY 12-month certificate of deposit. The minimum deposit is $5,000, and it requires Direct Deposit to a new or existing OnPoint Checking account. Without Direct Deposit, the APY is 5.75%. New money is required unless you have been a member for 10 or more years.

This is a nice improvement to the 5.50% special they were offering in May. Back in October they had a one-day 7.50% CD special with no deposit cap.

Field of membership includes those who live or work in Benton, Clackamas, Columbia, Lane, Linn, Marion, Multnomah, Polk, Washington, or Yamhill counties of Oregon. There is a $15 membership fee ($5 of which is refundable when you close the account). A minimum $5 deposit into a savings account is also required.

The credit union is federally insured by the NCUA (Charter # 62745). It's a large credit union with $2.3 billion in assets and 179,707 members.

Those who live, work or worship in Clackamas County may want to consider Clackamas Community FCU which is offering a 7.79% APY 5-month CD with no deposit cap (see post).
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5.50% 11-Month CD at an Oregon CU (OnPoint Community)
OnPoint Community Credit Union is offering a special 11 month certificate of deposit with a yield of 5.50% APY. The minimum deposit is $5,000, and it requires Direct Deposit to a new or existing OnPoint Checking account. Without Direct Deposit, the APY is 5.25%. New money is required unless you have been a member for 10 or more years.

My last report on this credit union was in October when they had a special one-day 7.50% 12-month CD without a deposit cap. You don't see these kinds of promos too often.

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OnPoint Community Credit Union is offering a 6.00% APY on 6-month and 12-month Time Deposits (CD). These require a $10K minimum deposit with money new to the credit union. The maximum deposit is $500K per membership. It also requires a new or existing Interest Checking account.

The 12-month certificate has a booster rate feature which allows you to get a better rate if a better rate is offered during the term on the 12-month CD (probably unlikely with a 6% APY).

The Interest Checking Account requires a $500 average balance to avoid...



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