Competitive CD Rates at Oregon Community Credit Union - Local Only


Oregon Community Credit Union is offering two competitive long-term CD and IRA CD rates: a 2.90% APY 5-year CD and a 2.15% APY 3-year CD. Minimum deposit is $100K. The rates are 15 basis points lower for a $500 minimum. These rates are listed in the credit union's rate sheet as of 11/11/2010.

The rate sheet also includes the early withdrawal penalties. For the 5-year CD, the penalty is 180 days of interest. For terms of over 1 year to 4 years, it's 90 days of interest. For potential risks with long-term CDs please refer to this post.

As a comparison to internet banks, the best 5-year CD rate is 2.70% APY at as of 11/11/2010.

Membership in Oregon Community Credit Union is open to anyone who lives or works in any of the following Oregon counties: Benton, Clackamas, Columbia, Lane, Linn, Marion, Multnomah, Polk, Washington and Yamhill. Please refer to the credit union's About Us page for more details.

Branches are located in the Oregon cities of Eugene, Springfield and Salem.

The credit union has an overall health score at of 3 out of 5 with a Texas Ratio of 13.03% (excellent) based on June 2010 data. Please refer to our financial overview of Oregon Community Credit Union for more details. The credit union is federally insured by the NCUA (Charter # 65856).

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Related Pages: Oregon Community Credit Union, Eugene, Portland, CD rates, IRA rates

1.99% Rewards Checking Account at an Oregon CU (Oregon Community)
Update 1/10/10: The top rate has fallen to 1.99% APY. Refer to the bottom of the post for the account history.

Oregon Community Credit Union is offering a reward checking account called the Remarkable Checking. It offers 1.99% APY on balances up to $50,000 (0.50% for above) if the typical reward checking requirements are met. In addition to the high yield, it also offers automatic ATM fee reimbursements worldwide when the requirements are met. These monthly requirements include 12 debit card transactions, one electronic deposit or withdrawal (ACH), one login to...

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