New Top 5-Year CD Rate in Indiana at Owen County State Bank


As I mentioned yesterday, there has been a small wave of institutions raising their long-term CD rates over the last month after the large rise in Treasury yields. One of those is Owen County State Bank in Indiana. Its 5-year CD rate went way up in August. The 5-year CD now has a 2.02% APY (up from 1.20% in July). Minimum deposit is $500, and the bank offers this in both a regular CD and an IRA CD. The early withdrawal penalty is 6 months of interest on the amount withdrawn. This CD rate is listed in the bank’s interest rates page as of 8/7/2013.

It appears a branch visit is required to open an account. Owen County State Bank branches are located in the Indiana cities of Bloomington, Spencer and Gosport.

The bank has an overall health score at of 4 stars (out of 5) with a Texas ratio of 12.99% (above average) based on March 2013 data. Please refer to our financial overview of Owen County State Bank for more details. The bank has been a FDIC member since 1934 (FDIC Certificate # 13112).

How This CD Rate Compares

The highest 5-year CD rate that’s nationally available is 2.06% APY at EverBank as of 8/7/2013.

To search for nationwide CD rates and CD rates in your state, please refer to the best CD rates section of

Related Pages: Owen County State Bank, Indianapolis, Terre Haute, CD rates, IRA rates


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