2-Year CD Rate Special in MA at Patriot Community Bank - Local Only

Patriot Community Bank is offering a very competitive 2-year CD special with a 1.60% APY. Minimum deposit is $1,000. This CD rate is listed in the bank's specials page as of 10/18/2012.

This is a small bank with one office located in Woburn, MA which is in the northwest suburbs of Boston. It appears a branch visit is required to open this CD special.

The bank has an overall health score at DepositAccounts.com of 5 stars (out of 5) with a Texas ratio of 0.52% (excellent) based on June 2012 data. Please refer to our financial overview of Patriot Community Bank for more details. The bank has been a FDIC member since 2006 (FDIC Certificate # 58133).

Being a Massachusetts chartered co-operative bank, the Share Insurance Fund (SIF) covers the bank's deposits above the FDIC coverage limits. It should be noted that SIF is private deposit insurance.

How This CD Rate Compares

The highest 2-year CD rate that's nationally available is 1.51% APY at Sandia Laboratory FCU ($200K minimum, 1.41% APY for $100K minimum). The highest at a bank is 1.30% APY at NexBank. Close behind is CIT Bank which has a 2-year Achiever CD with a 1.25% APY. This has a $25K minimum deposit, but it allows one add-on deposit and one bump-up in the rate.

The above rates are accurate as of 10/18/2012.

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