Pinnacle Bank (NE) Extends $100 Checking Bonus Through July 31, 2015


UPDATE 8/23/2015: The $100 Bonus offer has been extended through September 30, 2015.

Availability: Residents of CO, IA, KS, MO, NE, and WY

Nebraska based Pinnacle Bank (NE)’s long-running $100 Free Checking Account Bonus has been extended through July 31, 2015. The only change in this promotion since I last wrote about it in January 2015, is that Pinnacle Bank (TX) is no longer participating, so Texas residents are not eligible.

Pinnacle Bank describes this easy-to-earn $100 bonus this way:

Get $100 – and so much more – with a Free Checking Account

To qualify for the $100 bonus:

  • Open a new Pinnacle Bank Free Checking Account (no minimum balance, no fees, and no minimum monthly transaction requirements) online.
  • Minimum opening deposit is $100.


  • This promotional offer is only available online.
  • Available only for new checking account customers (defined as no checking account relationship with Pinnacle Bank in the previous 48 months.)
  • Checking account must be maintained in good standing with no overdrafts for the first 90 days.
  • Credit card funding is a minimum of $3K (Visa or Mastercard).
  • Limit one bonus per customer.
  • The $100 bonus will be deposited after 90 days of account opening. (N.B. "After 90 days of account opening" does not necessarily mean the bonus will be paid on Day 91. There have been reports of the bonus being paid at the end of the month, following the requisite 90 days. As always, diligent monitoring of your accounts is a good thing.)

Banks Overview

Pinnacle Bank (NE), (FDIC Charter # 10634) has an overall health grade of "A" at, with a Texas ratio of 2.99% (excellent) based on March 31, 2015 data. In the past year, Pinnacle Bank (NE) has increased its total deposits by $297.78 Million, an excellent annual growth rate of 8.96%. Please refer to our financial overview of Pinnacle Bank (NE) for more details.

Pinnacle Bank’s (NE) story is about American as it gets: It’s 1938, and Nebraska is in the throes of the Great Depression. Local banks, and the communities they serve, are floundering. Two brothers, Tom and George Dinsdale, and a few of their friends, decide to do something to help: they pooled their resources together and opened a bank for their community. Today, Pinnacle Bank has over 130 locations in eight states and holds assets in excess of $7.6 Billion.

How Pinnacle Bank’s $100 Free Checking Account Bonus Rates

Not much about this bonus has changed since I first wrote about it in May 2012, so I think I’ll just quote myself:

It's rare to find a $100 checking account bonus that does not require direct deposit, online bill pay usage or debit card purchases.

Other Bank Promotions and Bonuses

Not eligible for the Pinnacle Bank bonuses? Check out my latest bank and credit union bonus blog posts to find other promotions. In addition, readers and I also post often on bonuses in the Bank Deals Forum.

Pinnacle Bank Offers Easy $100 Bonus On New Free Checking Account

Update 4/16/15: The promotion has been extended to May 31, 2015. A reader reported that the bonus was not deposited after 90 days from account opening.

Originally scheduled to expire on December 31, 2014, Pinnacle Bank has extended its $100 Free Checking Account Bonus offer through February 28, 2015. Pinnacle Bank describes this easy-to-earn $100 bonus this way:

We’ll give you $100 reasons to open a Free Checking Account online!

While the $100 Bonus is being offered to new Pinnacle Bank customers in the seven states mentioned above, the offer is...

Continue Reading
Easy $100 Checking Bonus at Pinnacle Bank - NE, KS, MO, WY & CO Only

Pinnacle Bank is again offering a $100 bonus for opening its PinnCheck Free checking account online. If you missed the one in March, this is another chance. Like the previous promotions, the bonus doesn’t require much work. The only requirements listed in the bank's promotions page are:

  • Web-exclusive offer for new Pinnacle Bank customers only
  • Minimum amount to open an account is $100
  • Account must be maintained in good standing for the first 90 days
  • Offer valid for PinnCheck Free applicants only

The offer is currently scheduled to expire on December 31, 2013. According to...

Continue Reading
Update on the BankOn Online Savings Account and Bonus - CO, KS, MO, NE & WY Only

BankOn is one of the rare internet banks that's limited to only certain states. My first review of BankOn was in October 2009 when the savings account was paying 2.05%. The yield held up well until last September when it fell to 1.15% APY where it remains as of 2/25/2011. This yield still is disappointing, but it's getting more competitive as others cut rates.

One nice small perk with BankOn that's still around is a sign-up bonus of $25 when you open the savings account. There doesn't seem to be any...

Continue Reading
Top High-Yield Online Savings Account at BankOn - CO, KS, MO, NE & WY Only

With the news that Alliant Credit Union will be lowering its savings account yield from 1.50% to 1.35% in September, more people may be interested in BankOn. I first reported on BankOn in October 2009. Since then it has maintained a very competitive rate on its Money Market Savings Account. It's currently 1.60% APY as of 8/25/2010, and this rate has been maintained since April.

Unfortunately, BankOn isn't available nationwide. It's one of the rare internet accounts that is limited to only certain states: Colorado, Kansas, Missouri, Nebraska and Wyoming.

Another downside...

Continue Reading
4.05% Reward Checking Account at American National Bank of Fremont in Nebraska
Update 1/04/2010: The top rate has fallen to 4.05% APY. Refer to the bottom of the post for the rate history.

American National Bank is offering a reward checking account that pays 4.05% APY on balances up to $25,000 (0.35% for above) and refunds ATM fees (up to $25 per cycle) if the following monthly requirements are met:
  • 12 Visa Check Card purchases
  • one direct deposit or automatic debit
  • access online banking
  • receive electronic statements
If these are not met, the rate falls to 0.35%. Minimum opening deposit is $50. There is no minimum balance requirement...

Continue Reading

More Past Offers