Poppy Bank


Overview / Commentary
707-636-9000
438 First Street
Santa Rosa, CA 95401

Poppy Bank is headquartered in SANTA ROSA and is the 19th largest bank in the state of California. It is also the 246th largest bank in the nation. It was established in 2005 and as of December of 2023, it had grown to 204 employees at 26 locations. Poppy Bank's savings rates are 11X the national average, and it has a B+ health rating.

More Like Poopy Bank

Posted by: |

Like some other reviewer said, dealing with the employees at this poopy bank was a nightmare. Infinite holds and then hang ups are the norm. Dont even expect that someone will respond to the messages you left for them. Some of them dont even know what a credit bureau is or what a credit report is, the level of ignorance and arrogance I saw was surprising from this poopy bank.

The worst is so called chief banking officer of this poopy bank, Michael Finn, he flat out lies in response to complaints and then cries that his feelings got hurt. If you lie, some people are going to call you out for lying. So 2 easy solutions, either stop lying or start wearing diapers because sooner or later you are going to get caught with your pants down and with poop in your pants, and the whole world will know what kind of poopy bank you are running.

NO Beneficiaries Allowed With This 5.5 Apy Acct

on 2/19/24-I called & interestingly NO beneficiaries allowed with this 5.5 apy acct, just allow individual or joint acct

Pathetic ACH Limits

Posted by: |

They may have the highest interest rate but they certainly do not want you to deposit any funds
ACH limits when originated from Poppy are 10k per transaction, 30k monthly to any outside institution.

Poppy Bank Has Compromised My Security By Sharing My Sensitive Private Information With The Foreign Nationals At Chex Systems!

Posted by: |

Upon applying for the account, I was assured by poppy bank's staff and the Chief banking officer, Michael Finn that my Government protected sensitive information would not be shared with a third party like the Chex Systems. Then later I found out that my private information was shared with the Chex Systems that operates with all foreign national staff in India and posting all the private information of the individuals on their website with a little to no security. I left a message for Michael Finn at the bank, but he did not return my call. Now I have to deal with the consequence of their action.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #57903
Year Established2005
Employees204
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.96%
Return on Equity - YTD10.87%
Annual Interest Income$309MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$5.9B$5.32B
LoansQ4 2023vs Q4 2022$3.74B$3.39B
DepositsQ4 2023vs Q4 2022$4.31B$4.06B
Equity CapitalQ4 2023vs Q4 2022$534.5MM$468.4MM
Loan Loss AllowanceQ4 2023vs Q4 2022$84.1MM$86.8MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$27.9MM$33.8MM
Real Estate OwnedQ4 2023vs Q4 2022$7.8MM$11.5MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not Poppy Bank; we are a rate comparison website and cannot provide official rates or promotions.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Poppy Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.50%$1k-Premier Online Savings - Rate guaranteed for 3 Months
0.50%--Premier Personal Savings
0.20%--IRA Savings
0.10%--Personal Savings

Poppy Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$1k-Personal Money Market

Poppy Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$500-Personal Interest Checking

Poppy Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%$1k-12 Month CD
5.00%$1k-6 Month CD
5.00%$1k-9 Month CD
3.00%$1k-3 Month CD
2.00%$1k-24 Month CD
2.00%$1k-18 Month CD
2.00%$1k-36 Month CD
2.00%$1k-48 Month CD
2.00%$1k-60 Month CD

Poppy Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%$1k-6 Month IRA
5.00%$1k-12 Month IRA
5.00%$1k-9 Month IRA
3.00%$1k-3 Month IRA
2.00%$1k-18 Month IRA
2.00%$1k-24 Month IRA
2.00%$1k-36 Month IRA
2.00%$1k-48 Month IRA
2.00%$1k-68 Month IRA
Locations

Availability

San Francisco Bay Area

Interactive local rates map


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