Poppy Bank


Overview / Commentary
707-636-9000
438 First Street
Santa Rosa, CA 95401

Poppy Bank is headquartered in Santa Rosa and is the 34th largest bank in the state of California. It is also the 315th largest bank in the nation. It was established in 2005 and as of December of 2021, it had grown to 177 employees at 18 locations. Poppy Bank's CD rates are 67% higher than the national average, and it has a B+ health rating.

Reviews (3)

Not Worth The Frustration

Posted by: |

there's always a reason a Podunk bank offers an above average rate. The opening process for an account is tedious with Poppy asking for far more personal info than necessary and required by gov't regs. Just tried to open a second cd and got so frustrated I took my business elsewhere.

VERY Bad Service----NONE

Posted by: |

I called them 3 times and got no reply. You'd think they would at least call back and say they don't want to use our money. I even e mailed and got no reply.

Great Rate, But ...

Posted by: |

After approval process, verifying trial deposits and $ withdrawn from external bank, the bank cancelled my CD and redeposited the funds. No calls / no emails. Apparently bank overwhelmed and mgmt cancelled the online CD applications as of 12/30.



Health
B+

Health Grade Components

Overall
FDIC Certificate #57903
Year Established2005
Employees177
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.78%
Return on Equity - YTD22.13%
Annual Interest Income$128.0MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$4.06B$3.23B
LoansQ4 2021vs Q4 2020$2.75B$2.29B
DepositsQ4 2021vs Q4 2020$3.50B$2.85B
Equity CapitalQ4 2021vs Q4 2020$344.2MM$260.6MM
Loan Loss AllowanceQ4 2021vs Q4 2020$88.8MM$91.2MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$50.9MM$5.5MM
Real Estate OwnedQ4 2021vs Q4 2020$1,000.00K$3.9MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not Poppy Bank; we are a rate comparison website and cannot provide official rates or promotions.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Poppy Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Personal Savings

Poppy Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$2.5k-Personal Money Market

Poppy Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$500-Personal Interest Checking

Poppy Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$1k-12 Month CD
1.50%$1k-24 Month CD
1.50%$1k-18 Month CD
1.50%$1k-36 Month CD
1.50%$1k-48 Month CD
1.50%$1k-60 Month CD
0.75%$1k-6 Month CD
0.75%$1k-9 Month CD
0.25%$1k-3 Month CD

Poppy Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$1k-12 Month IRA
1.50%$1k-18 Month IRA
1.50%$1k-24 Month IRA
1.50%$1k-36 Month IRA
1.50%$1k-48 Month IRA
1.50%$1k-68 Month IRA
0.75%$1k-6 Month IRA
Locations

Availability



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