5.00% 60-Month CD at a Virginia CU (PortAlliance).

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Update 2/09/08: The CD rates have fallen. Please check the credit union's website for the latest rates.

PortAlliance FCU is offering a 5.00% APY 60-month certificate. The minimum deposit is $1,000. Since the rate table had a November date, I called the credit union today, and I was told these rates are still valid. The CSR didn't know how much longer these would last. The early withdrawal penalty is 180 days of interest.

Membership is open to anyone who lives, works, worships or attends schools in Norfolk, Virginia Beach, Chesapeake, Portsmouth, Suffolk, Franklin, Isle of Wight County, or Southampton County. Please refer to the credit union's Membership page for more details. Membership requires a minimum deposit of $25 in the regular savings account.

Branches are located in Norfolk, Virginia. The credit union is federally insured by the NCUA (Charter # 12630). It has $65.9 million in assets and 10,960 members.
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