SRP FCU (GA/SC) Adds 54-Month New Member CD


Deal Summary: 54-month New Member CD Special, 3.54% APY, $500 minimum deposit, available for new memberships opened between June 1 and June 30, 2018.

Availability: Residents of five Georgia and four South Carolina counties.

Now through June 30, 2018, SRP Federal Credit Union (SRP FCU) is offering a 54-month New Member CD Special (3.54% APY). The minimum deposit is $500, with no stated balance cap. This CD is only being offered to new members: “Existing memberships on record as of June 1, 2018 are not eligible for this offer.”

The New Member CD Special is also offered as an IRA (Traditional, Roth, and CESA) earning the same APY with the same funding requirements.

As stated in Membership Agreement, partial withdrawals are allowed, and subject to the following Early Withdrawal Penalty:

One year of interest if the certificate term is 48 months or more.


Headquartered in North Augusta, South Carolina, SRP Federal Credit Union’s field of membership (FOM) is residency-based, with individuals who live, work, worship, attend school, or volunteer in any of the following counties eligible to join:

Georgia – Burke, Columbia, Lincoln, McDuffie, or Richmond.

South Carolina – Aiken, Allendale, Barnwell or Edgefield.

Immediate family and household members of current SRP FCU also qualify for membership. Immediate family is defined as “a spouse, child, sibling, parent, grandparent or grandchild, stepparents, stepchildren, stepsiblings, and adopted individuals.”

Joining SRP FCU and/or opening a 54-month New Member CD Special can be done online, or at any of five Georgia branches located in Augusta (3), Evans, and Martinez, or 11 South Carolina branches located in Aiken (5), Allendale, Barnwell, Edgefield, North Augusta (2), and Warrenville.

Credit Union Overview

SPR Federal Credit Union has an overall health grade of "A" at, with a Texas Ratio of 2.28% (excellent), based on March 31, 2018 data. In the past year, the Credit Union increased its total non-brokered deposits by $48.52 million, an excellent annual growth rate of 6.37%. Please refer to our financial overview of SPR Federal Credit Union (NCUA Charter # 24410) for more details.

Established in 1960, SRP Federal Credit Union is currently South Carolina’s fifth largest credit union with nearly 128,000 members, 16 branch locations, and assets in excess of $916 million. In 1959, the DuPont Company, which then managed the Savannah River Plant (SRP), distributed a questionnaire to all SRP employees to determine the interest in forming a credit union. More than 75% of the 5,465 employees who completed the questionnaire expressed interest, and a few months later, the organizational process began. Between 1973 and 1993, dozens of other SEGs were added – “It seemed everybody wanted to be a member of SRP Federal Credit Union.” SRP FCU converted to a community charter in 2003 serving four South Carolina and four Georgia counties, with a fifth Georgia county added in the recent past.

How the New Member CD Special Compares

When compared to the similar length-of-term CDs tracked by that require a similar minimum deposit and are available within the FOM, SRP Federal Credit Union's 55-month New Member CD Special APY ranks first.

The above rates are accurate as of 6/6/2018.

Searching for the best CD rates, both nationwide and in your state? Please refer to our CD Rates table.

Related Pages: Augusta CD rates, 5-year CD rates

Robb   |     |   Comment #1
Yet another CU in SC with an above market rate. Seems like some of the best rates have come out of this region this year. At least Sharonview was a nationwide deal with a hoop or two to gain membership.
Top 5-Year CD and IRA CD Rate at SRP Federal Credit Union in SC & GA - Local Only

SRP Federal Credit Union is offering a competitive rate of 2.94% APY on its 5-year CD and IRA CD. Minimum deposit is $500. This yield is listed in the credit union's rates page as of 10/21/2010.

As a comparison, the best 5-year CD rate from an internet bank is 2.75% APY at Sallie Mae Bank.

Membership in SRP Federal Credit Union is open to those who live, work, worship, attend school, or volunteer in Aiken, Edgefield, Barnwell, or Allendale counties in South Carolina, or Columbia, Richmond, or McDuffie counties in Georgia....

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5.64% 60-Month CD at a South Carolina/Georgia CU
SRP Federal Credit Union is offering a 5.64% APY 5-year CD with a minimum deposit of $500. This is available for both share certificates and IRA certificates. The credit union has other long term CD rates that are rather competitive including a 5.27% APY 48-month CD and a 4.22% APY 36-month CD.

The credit union's field of membership includes those who live in Aiken, Edgefield, Barnwell, or Allendale counties in South Carolina, or Columbia, Richmond, or McDuffie counties in Georgia.

The credit union is NCUA insured with 83,000 members and $417 million...

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