Top 5-Year CD and IRA CD Rate at SRP Federal Credit Union in SC & GA - Local Only
| APY | MIN | MAX | INSTITUTION | PRODUCT | DETAILS |
|---|---|---|---|---|---|
| 1.11% | $500 | - | SRP Federal Credit Union | 60 Month CD | |
| 1.11% | $500 | - | SRP Federal Credit Union | 60 Month IRA (Traditional, Roth, CESA) |
SRP Federal Credit Union is offering a competitive rate of 2.94% APY on its 5-year CD and IRA CD. Minimum deposit is $500. This yield is listed in the credit union's rates page as of 10/21/2010.
As a comparison, the best 5-year CD rate from an internet bank is 2.75% APY at Sallie Mae Bank.
Membership in SRP Federal Credit Union is open to those who live, work, worship, attend school, or volunteer in Aiken, Edgefield, Barnwell, or Allendale counties in South Carolina, or Columbia, Richmond, or McDuffie counties in Georgia. Please refer to the credit union's Becoming-a-Member page for more details. Membership requires a minimum balance of $25 in the share savings account.
Branches are located in several South Carolina and Georgia cities, some of which include Aiken, North Augusta and Augusta.
The credit union's overall health score at DepositAccounts.com is 4 out of 5 with a Texas Ratio of 4.44% (excellent) based on June 2010 data. Please refer to our financial overview of SRP Federal Credit Union for more details. The credit union is federally insured by the NCUA (Charter # 24410).
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Early withdrawal penalty for the 5 year CD is only 90 days worth of interest!!! I have 7 CDs here and 5 at Ally.