4.01% Reward Checking Account at Tampa Bay Federal Credit Union


Tampa Bay FCU is offering a reward checking account called Premium Checking. The account offers the following features if certain monthly requirements are met:
  • 4.01% APY on balances up to $30,000
  • 0.75% APY on balances over $30,000
  • 0.10% base rate if qualifications are not met
  • ATM fees refunded nationwide up to $25 per month
The monthly requirements include:
  • 12 debit card purchases
  • one direct deposit or ACH auto debit
  • receive e-statements
Additional features of the account regardless of the monthly requirements include:
  • No minimum balance requirement
  • No monthly service fees
  • Free Bill Pay with minimum 3 bills paid per month
Membership is open to members of the credit union's Prime Time Club. There's a onetime fee of $10 for the Prime Time Club. You can also be eligible to join the credit union via select employer groups and via your immediate family. Refer to the credit union's Join Now Page for more details. Credit union membership requires a minimum balance of $5 in the share savings account.

The credit union has several branches located in Tampa Bay and its suburbs.

Tampa Bay FCU is federally insured by the NCUA (Charter # 352).

Other Reward Checking Accounts

To find reward checking accounts in other areas of the nation or to learn more about these accounts, please refer to my High Yield Checking website.
FJ (anonymous)   |     |   Comment #1
Tampa Bay Federal Credit Union has not offered the 4.01% interest rate for several years. The information on this site is incorrect.
ohreally   |     |   Comment #2
If you look at the section on this site for the credit union you'll find that the information is current.   This post was correct 3 years ago. 
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