3.51% Reward Checking Account at The Bank of the Pacific in Washington State


Update 10/15/09: The top yield has fallen to 3.51% APY. Refer to the bottom of the post for the rate history.

The Bank of the Pacific is offering a reward checking account that pays 3.51% APY on balances up to $25,000 (1.01% for above) and refunds all ATM fees if the following monthly requirements are met:
  • 12 debit card purchases
  • one direct deposit or ACH debit
  • receive electronic statements
If these are not met, the rate falls to 0.10%. The minimum initial deposit is $100. There are no monthly service charges.

There's an online application available, however it states that forms will need to be signed in person. It also states that they can only accept account applications from residents of the following counties:
  • Washington: Grays Harbor County, Pacific County, Skagit County, Wahkiakum County, Whatcom County
  • Oregon: Clatsop County
The bank has been FDIC insured since 1979 (FDIC Certificate # 23041).

Other Reward Checking Accounts

To find reward checking accounts in other areas of the nation or to learn more about these accounts, please refer to my High Yield Checking website.

Rate History:
10/06/09: 3.51% APY
11/03/08: 4.01% APY
09/14/08: 5.01% APY (initial post)

Edit 7/18/09: Updated reward checking URL.
Related Pages: Bank of the Pacific, Seattle, Portland, checking account, reward checking account

  |     |   Comment #1
Effective November 1,2008 the APR has dropped to 4.01%.
2.74% 7-Month CD & 3.05% 15-Month CD at The Bank of the Pacific in WA & OR
Update 4/25/09: The rates of these CD specials have fallen. Please check the bank's website for the latest rates.

The Bank of the Pacific has a CD special with two competitive rates: 2.74% APY for 7 months and 3.05% APY for 15 months. Minimum deposit is $500. These CD rates are listed at the bottom of the bank's home page as of 4/02/09. According to the small print, rate is current through 04/30/09. The bank's rate table also shows these rates along with rates 10 basis points higher for minimum deposit...

Continue Reading

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.