4.01% Reward Checking Account at Warren Federal Credit Union in Wyoming


Update 10/04/09: The top rate has fallen to 4.01% APY.

Warren FCU is offering a reward checking account called Extreme Checking which pays 4.01% APY on balances up to $25,000 (1.01% for above) and refunds ATM fees nationwide if the following monthly requirements are met:
  • 10 VISA check card purchases
  • one direct deposit or ACH (auto debit)
  • access monthly statements online
If these are not met, the rate falls to 0.15%. There are no monthly service charges and no minimum balance.

Membership is open to those who live, work, and worship or attend school within Warren FCU's Investment Area inside the city of Cheyenne. You can also be eligible to join via a long list of Select Employer Groups. Please refer to the credit union's field of membership page and SEG page for more details. Membership requires a minimum balance of $5 in the share savings account.

Branches are located in Cheyenne, Wyoming and Wellington, Colorado.

The credit union is federally insured by the NCUA (Charter # 7361).

Other Reward Checking Accounts

This is the first reward checking account that I've found in Wyoming. I'm still looking for ones in Alaska and South Dakota. To find reward checking accounts in other areas of the nation or to learn more about these accounts, please refer to my High Yield Checking website.

Rate History:
10/01/09: 4.01% APY up to $25K
01/14/09: 5.01% APY up to $25K; 1.01% over; 0.15% base
Anonymous   |     |   Comment #1
Limit on ATM fees refunds: $3 per transaction, $21 per cycle
Anonymous   |     |   Comment #2
Warren FCU: 4.01% now.
Anonymous   |     |   Comment #3
They did not even change their APR (Dividend Rate, should be 3.94% instead of 4.9%), but the 4.01% APY is shown in the table and the footnote.
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