Wells Fargo Bank

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
2.00%	5-year CD	58 Month CD Special 2.50% - Ally Bank High Yield 5 Year CD
0.10%	1-year CD	1 Year CD 2.10% - Goldman Sachs Bank USA High-yield 12 Month CD
0.01%	Savings	Platinum Savings - Standard Interest Rate 1.30% - Nationwide Bank Online Savings Account

View all Wells Fargo Bank rates »

Overview / Commentary

www.wellsfargo.com

605-575-6900

101 N. Phillips Avenue
Sioux Falls, SD 57104

Wells Fargo Bank is a publicly traded bank that operates as a subsidiary of Wells Fargo & Company, one of the largest financial holding companies in the world. The bank is one of the largest in the United States as measured by assets as well as deposits. With tens of millions of customers, thousands of retail branches and tens of thousands of ATMs, the bank’s presence is recognized in every state. It offers personal, small business, and commercial banking products and services, in addition to wealth management and investing advising.

On its personal banking side, Wells Fargo offers checking, savings, Money Market, Certificate of Deposit (CD) and IRA accounts, in addition to mortgage and consumer loans. One of its most popular checking account options comes with a debit card, as well as a monthly service fee unless minimum balance requirements are met. The bank pushes its student checking account in a combo package with its savings account to encourage saving, and Wells Fargo partners with colleges to provide students the ability to use its debit card for both on and off campus transactions. Savings account options come with minimal interest rates on basic savings, retirement savings, and even retirement savings accounts. Money Market accounts offered by the bank have a minimum daily balance requirement and come with very low interest rates. CDs are available in term lengths ranging from 3 to 58 months and a step up CD provides a way to increase the rate on a 24-month CD every 6 months for the life of the product.

A private bank is also available to provide customers wealth planning and trust solutions that are tailored to specific investor needs and goals. On its small business side, Wells Fargo offers loans and credit, business insurance, and merchant services like payment processing and tax help.

Wells Fargo Bank online banking is a secure banking platform on which customers can open and manage their accounts. The web-based system provides the ability to complete tasks like Bill Pay, money transfers, online brokerage, account activity viewing, direct deposit, and check image viewing. A mobile website (wf.com) provides an optimized Internet solution for customers to access their accounts from a web browser on any capable device. Mobile banking apps are also available and provide a more sophisticated way to bank on the run from various smartphone and tablet devices.

Wells Fargo Bank was originally established as the Crocker-Citizens National Bank in 1870, before transitioning to its current name in 1986. Since that time, the bank has rapidly acquired many financial institutions and divisions to become one of the largest companies in the world. Wells Fargo corporate headquarters are located in San Francisco, California, while Wells Fargo Bank is headquartered in Sioux Falls, South Dakota. The bank operates through thousands of branches located through the United States.

For those interested in possibly taking the plunge into brokered CDs, Wells Fargo has been offering some pretty good non-callable, new issue deals with 2- and 3-year maturities. Today on Fidelity, it's showing a 2.4% yield for 2-year CDs and a 2.6% yield for 3-year CDs. Interest is payable monthly which, as someone who pays my bills with current interest income, I like.

$150 Wells Fargo Checking Bonus - Select Cities - 5/19/2017

If you missed the previous $250 bonus and you live in an eligible city, you may want to give this a try. To get a $150 bonus, open an Everyday Checking account online from this page or bring an offer code to a participating Wells Fargo branch. Within 60 days of account opening: - 10 purchases/payments with your Wells Fargo Debit Card AND - 2 purchases that total at least $10 using the Wells Fargo Debit Card loaded to your mobile wallet A few of the select cities - Philadelphia, Phoenix, Atlanta and Austin. https://bonusoffer.wf.com/get150/

Wells Fargo Long Term 3.00% Callable Step-Up CD Via TD Ameritrade - 5/10/2017

I frequently get notices of new issue callable CDs from TD Ameritrade. This one looks like a rate leader. My calculations indicate the blended rate over the entire term is ~ 3.211%. If you do not currently have an account at TD Ameritade, you may also be eligible for an account opening bonus of up to $ 2500 (for a $1,000,000 account). Issuer: Wells Fargo Bank Rating: FDIC Insured* Order Period: until May 25, 2017 Coupons: 3.00% until 05/31/2022; 3.25% until 05/31/2027; 3.50% until 05/31/2030 Maturity: May 31, 2030 Payment Frequency: Semi annual Call Status: Callable 05/31/2022@100 and quarterly thereafter Survivor's Option: Yes Price: $100

View all posts from:

2018
2017
2016
Earlier

2/12 - 2- And 3-Year Brokered Cds

5/19 - $150 Wells Fargo Checking Bonus - Select Cities
5/10 - Wells Fargo Long Term 3.00% Callable Step-Up CD Via TD Ameritrade
3/8 - Wells Fargo Offers Easy $250 Checking Bonus

12/15 - $100 Checking Account Bonus At Wells Fargo (Online Only)
10/2 - Wells Fargo & Company: The Teflon Bank?
8/4 - Wells Fargo Everyday Checking $100 Offer

Reviews (310)

Featured Account Options

I can do everything I need!

Posted by: carycastro | Apr 20, 2018

I love my online banking! They have brick and mortar locations as well but I rarely go because I can do everything on the website and they also have an app as well that makes banking on the go easy. On the website and app I can deposit checks into my accounts, move money between accounts, pay bills, and so much more. I check my account everyday so it is nice to be able to do that on the website and on the app when on the go. I get checks every month for a job I do and it is nice to be able to do that at home from my phone and deposit into my bank account with out having to leave my couch. They also let you view all your statements from you phone or website and I do that so I can go paperless and not get paper copies because it makes me feel better.

Comment

2

Great wells fargo experience.

Posted by: alysiaarcher | Mar 17, 2018

I am a long time wells fargo banking user and am pleased to note that they are on the cutting edge of online banking. Usually I notice that they offer updates and improvements well before other banks have launched similar features. The online experience is always seamless and with out issue. They offer many features such as mobile check cashing, online bill pay, as well as being able to check your balance report at any time. Their customer service is always exemplary. Any time I have an issue or question the agent is always kind and helpful. They will always attempt to resolve issues immediately or within a short time frame. They also demonstrate excellent knowledge of the typical problems that a customer might contact them and as them for. I have never had trouble with my checking account, I typically do not use many of their other services, but they do regularly offer their services as I log onto my account so if there was ever a question or a need that arises I would know what direction to follow.
I will say that over time my account has lost some of the features that it used to have. But because they handle everything so effortlessly and It would require great effort on my part to change, I do not see me changing my banking method in the future.

Comment

2

Never Had A Problem, Good Tech -- Expected Rates For A Big Bank

Posted by: flankspeed8 | Apr 11, 2018

I have been using Wells Fargo as my primary day to day checking and stock investing. I qualify for the Premier (or whatever it is called) status. I like the access to the atm's and branches even though I have only been inside a branch two times in the last year. The rates are abysmal, but so are they at all big bank brick and mortars as branches have to be paid for somehow. Where Wells excels in my opinion is their online banking app. It works great although I would like if they would increase their daily/monthly limits. There is nothing sexy about barking at Wells Fargo, but it gets the job done.

Comment

1

The Hidden Fees of Wells Fargo

Posted by: Magicomen | Dec 29, 2017

I was a long time supporter of Wells Fargo and had a decent experience with them. They were able to cash my checks efficiently for a decent amount of time. While their customer service on the phone and in person was a bit spotty at times, I did not hold any grudges against them for it. Unfortunately, a while back Wells Fargo was exposed to have been charging their customers hidden fees for years. In other words for years I had been getting slightly ripped off by this bank who was commanded by the CEOs to enforce the shady fees, but at the end of the day the people that were blamed and fired were the middlemen. I rarely keep anything above $70 in my checking account there because I have absolutely no trust in this bank.

Comment

4

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Health

A

Data as of Q4 2017

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	3511
Year Established	1870
Employees	232321
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	1.23%
Return on Equity - YTD	13.25%
Annual Interest Income	$54.59B

Assets and Liabilities
Assets	Q4 2017vs Q4 2016	$1,747.4B$1,727.2B
Loans	Q4 2017vs Q4 2016	$930.9B$934.3B
Deposits	Q4 2017vs Q4 2016	$1,389B$1,339.4B
Equity Capital	Q4 2017vs Q4 2016	$166.2B$155.4B
Loan Loss Allowance	Q4 2017vs Q4 2016	$10.10B$10.50B
Unbacked Noncurrent Loans	Q4 2017vs Q4 2016	$8.97B$11.56B
Real Estate Owned	Q4 2017vs Q4 2016	$641.0MM$915.0MM

User-submitted Promotions & Notices

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This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

2- And 3-Year Brokered Cds

ChasR | Feb 12, 2018

For those interested in possibly taking the plunge into brokered CDs, Wells Fargo has been offering some pretty good non-callable, new issue deals with 2- and 3-year maturities. Today on Fidelity, it's showing a 2.4% yield for 2-year CDs and a 2.6% yield for 3-year CDs. Interest is payable monthly which, as someone who pays my bills with current interest income, I like.

6

Rates

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Money Market
Checking
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IRA

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Always verify rates and promotions with the bank or credit union. We are not Wells Fargo Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Wells Fargo Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.21%^*^†	$25k^*	-	Platinum Savings - Special Interest Rate Bonus
OTHER TIERS: 0.06% → Up to $25k
0.19%^*	$25k^*	-	Business Platinum Savings - Special Interest Rate
OTHER TIERS: 0.05% → Up to $25k
0.16%^*^†	$25k^*	-	Platinum Savings - Special Interest Rate
OTHER TIERS: 0.01% → Up to $25k
0.06%^*^†	$25k^*	-	Business Platinum Savings - Standard Interest Rate
OTHER TIERS: 0.05% → Up to $25k
0.06%^†	-	-	Platinum Savings - Standard Interest Rate Bonus
0.05%^*^†	$100k^*	-	Wells Fargo Retirement High Yield Savings
OTHER TIERS: 0.03% → Up to $100k
0.03%^†	-	-	Wells Fargo Retirement Way2Save Savings
0.01%^†	-	-	Wells Fargo Way2Save Savings
0.01%^†	-	-	Platinum Savings - Standard Interest Rate

Wells Fargo Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.03%^†	-	-	Business Market Rate Savings

Wells Fargo Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%^*^†	$5k^*	-	Portfolio by Wells Fargo
OTHER TIERS: 0.01% → Up to $5k
0.01%^†	$500	-	Preferred Checking

Wells Fargo Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.05%^†	$5k	-	58 Month CD Special - Bonus
2.00%^†	$5k	-	58 Month CD Special
2.00%^†	$5k	-	Business 58 Month CD Special
1.95%^†	$5k	-	39 Month CD Special - Bonus
1.90%^†	$5k	-	Business 39 Month CD Special
1.90%^†	$5k	-	39 Month CD Special
1.65%^†	$5k	-	19 Month CD Special - Bonus
1.60%^†	$5k	-	19 Month CD Special
1.60%^†	$5k	-	Business 19 Month CD Special
1.38%^†	$2,500	-	24 Month Step Rate Bonus CD
1.33%^†	$2,500	-	24 Month Step Rate CD
1.33%^†	$1k	-	Business 24 Month Step Rate CD
1.01%^†	$5k	-	9 Month CD Special - Bonus
0.95%^†	$5k	-	Business 9 Month CD Special
0.95%^†	$5k	-	9 Month CD Special
0.80%^†	-	-	Business 60 - 71 Month CD
0.80%^†	-	-	Business 72 - 144 Month CD
0.60%^†	-	-	Business 48 - 59 Month CD
0.40%^†	-	-	Business 36 - 47 Month CD
0.20%^†	-	-	Business 24 - 35 Month CD
0.15%^†	-	-	1 Year CD - Bonus
0.10%^†	-	-	1 Year CD
0.10%^†	-	-	Business 12 - 23 Month CD
0.10%^†	-	-	3 Month CD - Bonus
0.10%^†	-	-	6 Month CD - Bonus
0.05%^†	-	-	3 Month CD
0.05%^†	-	-	6 Month CD
0.05%^†	-	-	Business 3 - 5 Month CD
0.05%^†	-	-	Business 6 - 11 Month CD
0.01%^†	-	-	Business 1 - 2 Month CD

Wells Fargo Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.05%^†	$2,500	-	58 Month IRA Special - Bonus
2.00%^†	$2,500	-	58 Month IRA Special
1.95%^†	$2,500	-	39 Month IRA Special - Bonus
1.90%^†	$2,500	-	39 Month IRA Special
1.65%^†	$2,500	-	19 Month IRA Special - Bonus
1.60%^†	$2,500	-	19 Month IRA Special
1.01%^†	$2,500	-	9 Month IRA Special - Bonus
0.95%^†	$2,500	-	9 Month IRA Special
0.85%^†	-	-	60 - 71 Month IRA - Bonus
0.85%^†	-	-	72 - 144 Month IRA - Bonus
0.80%^†	-	-	60 - 71 Month IRA
0.80%^†	-	-	72 - 144 Month IRA
0.65%^†	-	-	48 - 59 Month IRA - Bonus
0.60%^†	-	-	48 - 59 Month IRA
0.45%^†	-	-	36 - 47 Month IRA - Bonus
0.40%^†	-	-	36 - 47 Month IRA
0.25%^†	-	-	24 - 35 Month IRA - Bonus
0.20%^†	-	-	24 - 35 Month IRA
0.15%^†	-	-	12 - 23 Month IRA - Bonus
0.10%^†	-	-	12 - 23 Month IRA
0.10%^†	-	-	3 - 5 Month IRA - Bonus
0.10%^†	-	-	6 - 11 Month IRA - Bonus
0.05%^†	-	-	3 - 5 Month IRA
0.05%^†	-	-	6 - 11 Month IRA

Locations

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Portland Area

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