Wells Fargo Bank
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.95% | 5-year CD | 58 Month CD Special 2.25% - Ally Bank High Yield 5 Year CD |
| 0.05% | 1-year CD | 1 Year CD 1.35% - Ally Bank High Yield 12-Month CD |
| 0.01% | Savings | Wells Fargo Platinum Savings 1.05% - Ally Bank Online Savings Account |
Wells Fargo Bank is a publicly traded bank that operates as a subsidiary of Wells Fargo & Company, one of the largest financial holding companies in the world. The bank is one of the largest in the United States as measured by assets as well as deposits. With tens of millions of customers, thousands of retail branches and tens of thousands of ATMs, the bank’s presence is recognized in every state. It offers personal, small business, and commercial banking products and services, in addition to wealth management and investing advising.
On its personal banking side, Wells Fargo offers checking, savings, Money Market, Certificate of Deposit (CD) and IRA accounts, in addition to mortgage and consumer loans. One of its most popular checking account options comes with a debit card, as well as a monthly service fee unless minimum balance requirements are met. The bank pushes its student checking account in a combo package with its savings account to encourage saving, and Wells Fargo partners with colleges to provide students the ability to use its debit card for both on and off campus transactions. Savings account options come with minimal interest rates on basic savings, retirement savings, and even retirement savings accounts. Money Market accounts offered by the bank have a minimum daily balance requirement and come with very low interest rates. CDs are available in term lengths ranging from 3 to 58 months and a step up CD provides a way to increase the rate on a 24-month CD every 6 months for the life of the product.
A private bank is also available to provide customers wealth planning and trust solutions that are tailored to specific investor needs and goals. On its small business side, Wells Fargo offers loans and credit, business insurance, and merchant services like payment processing and tax help.
Wells Fargo Bank online banking is a secure banking platform on which customers can open and manage their accounts. The web-based system provides the ability to complete tasks like Bill Pay, money transfers, online brokerage, account activity viewing, direct deposit, and check image viewing. A mobile website (wf.com) provides an optimized Internet solution for customers to access their accounts from a web browser on any capable device. Mobile banking apps are also available and provide a more sophisticated way to bank on the run from various smartphone and tablet devices.
Wells Fargo Bank was originally established as the Crocker-Citizens National Bank in 1870, before transitioning to its current name in 1986. Since that time, the bank has rapidly acquired many financial institutions and divisions to become one of the largest companies in the world. Wells Fargo corporate headquarters are located in San Francisco, California, while Wells Fargo Bank is headquartered in Sioux Falls, South Dakota. The bank operates through thousands of branches located through the United States.
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2/14 - Wells Fargo Edges Back Into Subprime As U.S. Mortgage Market Thaws
12/9/13 - Wells Fargo Tests Google Glass App: 5 Things To Know For The Week
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4/16/13 - Wells Fargo Mini-Branches And The Shrinking Retail Footprint
3/26/13 - Wells Fargo Says Cyber Attack Disrupting Website
2/7/13 - Woman Loses Heirlooms In A Wells Fargo Safe Deposit Box
1/11/13 - Wells Fargo's Q4 Earnings Report - Insights For Depositors
12/19/12 - Problems At Wells Fargo Website May Indicate New Cyber Attack
11/26/12 - Insights into Deposit Growth and Low Rates from Wells Fargo's CEO
10/26/12 - Wells Fargo Sending Out Refunds To Some Mortgage Customers -- In Step To Block Lawsuits
10/24/12 - Wells Fargo's Free Credit Score Promo & Other Free Credit Score Options
9/14/12 - A Binding Contract, But Not For Wells Fargo
8/29/12 - Wells Fargo Won’t Talk To Me Because I’m Not My Dead Mother
8/15/12 - Wells Fargo To Pay More Than $6.5 Million To Settle SEC Charges
8/14/12 - Electronic Receipts From Wells Fargo ATMs And Tellers
7/24/12 - Wells Fargo Rolling Out New Mobile Banking Services
7/3/12 - Wells Fargo Fee Disclosures: Bank Joins Chase, TD Bank With Shorter Forms
7/3/12 - Wells Fargo's Roll Out Of Checking Fees Hits D.C. Area
5/16/12 - Wells Fargo To End Free Checking In Carolinas
4/30/12 - Wells Fargo Won't Let Man Access His Safe Deposit Box, He Misses His Mother's Funeral
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12/22/11 - Correcting An ACH Transfer That Goes To The Wrong Account
12/7/11 - Wells Fargo Changes Consumer Agreement, Banning You From Suing Them
11/18/11 - Resolution on My Wells Fargo CD Beneficiary Problem
11/13/11 - My Problems with a Mega Bank Part 1 - Wells Fargo
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10/31/11 - Wells Fargo Backs Off Plans On Debit Card Fees
10/20/11 - Wells Fargo Mails Customers The Wrong Bank Statements
10/19/11 - Wells Fargo Debit Fee Questioned As Bank Records Record Profit
9/15/11 - Harder To Avoid Checking Account Fees At Wells Fargo
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4/14/11 - Wells Fargo Is Testing Visa Smart Cards
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10/25/10 - Wachovia To Wells Fargo Georgia Conversion
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3/9/10 - Wells Fargo $50 Checking Account Bonus in a Few States
2/1/10 - Wells Fargo's New ATMs That Allow Cash and Check Deposits without Envelopes
1/25/10 - Update on Wells Fargo's New Way2Save Program
10/12/09 - Details of Wells Fargo's New Way2Save Program - Big Changes from Wachovia's Way2Save
9/22/09 - Wells Fargo Executive Fired for Partying in Foreclosed Home
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3/21/07 - 5.40% 7-Month CD at Wachovia Texas
2/14/07 - Wells Fargo's Free Online Trades
11/11/06 - 5.65% 12-Month CD at a California Bank (Western Financial)
6/11/06 - History Behind World Savings Bank
6/11/06 - 5.25% 11-Month CD at Wachovia
5/17/06 - iPod Checking Account Bonus at Western Financial Bank
5/3/06 - 4.80% Money Market Account at Western Financial Bank
4/6/06 - Western Financial Bank's Money Market Now at 4.50%
3/12/06 - $25 Gift Card for Wells Fargo Checking or Savings Account
1/22/06 - 4.75% 12-Month CD at a Dallas Bank
10/20/05 - Wells Fargo $25 Checking/Savings Deal
9/13/05 - Wells Fargo Featured CDs
My wells fargo experience!
I have been banking with Wells Fargo for about 6 years now. I must say that I am so impressed with their bank and how they handle certain situations! Their fees are not the best, but I know that, that is how they make their money. When you have a credit card with them, they offer rewards. I think I have cashed out 5 times since I have been with them. The rewards are great, and it makes up for any negativity you might have with them. The customer service team is so helpful, and will typically reply to your inquiries within one day. I am so happy to be banking with wells fargo, and do not plan to switch any time soon. Thank you wells fargo!
Wells Fargo actually not that bad
Despite all of the controversy that has come from the Wells Fargo scandal, I don't find them to be all that bad anymore. The were very willing to work with me on several occasions and often would refund an overcharge fee to me without even asking. This bank has minimal costs and fees that they rarely charge me. I think they might be trying to act with good behavior since they are trying to repair their image. I think that this makes their customer service and quality better than other banks right now. I am satisfied with Wells Fargo and I would recommend them to a friend. I have had a single checking account at this bank and I have never had any problems whatsoever highly recommend.
Transferred Money Is Space
What is with the delay in transferring funds from one institution to another. It leaves my bank on day 1. I lose the money. Wells Fargo does not show I have the money for 5 days, not even as a pending transaction. For 5 days, that money is in the cosmos and I have no control over it. In 2016, this is just wrong! Time to change banks!
Wells Fargo's Disgustingly Immoral Business Practices
I work for a small business that had been with Wells Fargo for years. We never really had an issue with them until the last few months. In light of the scandal it seems they are doing anything in their power to prey on customers. Being that we were with them for awhile, they knew the flow of our financials all to well. Every month we have a few hundred thousand coming in an a few going out. Around the 20th when sales tax is due and a few other large expenses they knew our account would reach just under $10,000. We recieve funding checks from other financial institutions on customer vehicle purchases. A few months ago I went to the local branch to do my routine deposit on the 22nd. My deposit consisted of a check for close to $9,000 from PFS Financial and a check for $4000 from Nicholas Financial. Now mind you these are the same checks that I have deposited for years. All of a sudden a 7 day hold was placed on my deposit. I was confused and seriously upset. They knew our flow of income and expenses. They knew that placing a hold during that time of the month would wreak havoc. Needless to say they were complete assholes and wouldn't release the hold even after 4 appointments with the business banker. I kept getting dodged by the bank manager and the customer service bankers were even being cold towards me. They ended up collecting their overdraft fees, I felt really let down and pissed off. We went and opened an account at another bank but I didn't close the Wells account. We had been there so long and so many transactions would take time to transition to a new bank. We overcame that but then they did it again. They held more deposits. These deposits are not checks from individual people, they are checks from other banks!!!! But being that they created the overdrafts on the first hold they had an excuse to hold again. They had no right or reason to hold my deposit the first time and had they let the deposit go through like they have been for years no overdrafts would've occured. I don't understand what is going on with Wells but I feel bullied by them and it's not right. Small businesses are what makes this country the greatest nation on the planet. The American dream choked by an asshole entity named Wells Fargo. They didn't destroy us but they sure as hell lost our business for life.
Data as of Q1 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 3511 |
| Year Established | 1870 |
| Employees | 239836 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.14% |
| Return on Equity - YTD | 12.67% |
| Annual Interest Income | $13.07B |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $1,749.2B$1,667.8B |
| Loans | Q1 2017vs Q1 2016 | $920.2B$908.1B |
| Deposits | Q1 2017vs Q1 2016 | $1,367.2B$1,285.4B |
| Equity Capital | Q1 2017vs Q1 2016 | $156.8B$154.3B |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $10.29B$10.50B |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $10.77B$13.41B |
| Real Estate Owned | Q1 2017vs Q1 2016 | $845.0MM$1.21B |
This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.
$150 Wells Fargo Checking Bonus - Select Cities
To get a $150 bonus, open an Everyday Checking account online from this page or bring an offer code to a participating Wells Fargo branch.
Within 60 days of account opening:
- 10 purchases/payments with your Wells Fargo Debit Card
AND
- 2 purchases that total at least $10 using the Wells Fargo Debit Card loaded to your mobile wallet
A few of the select cities - Philadelphia, Phoenix, Atlanta and Austin.
https://bonusoffer.wf.com/get150/
Wells Fargo Long Term 3.00% Callable Step-Up CD Via TD Ameritrade
If you do not currently have an account at TD Ameritade, you may also be eligible for an account opening bonus of up to $ 2500 (for a $1,000,000 account).
Issuer: Wells Fargo Bank
Rating: FDIC Insured*
Order Period: until May 25, 2017
Coupons: 3.00% until 05/31/2022; 3.25% until 05/31/2027; 3.50% until 05/31/2030
Maturity: May 31, 2030
Payment Frequency: Semi annual
Call Status: Callable 05/31/2022@100 and quarterly thereafter
Survivor's Option: Yes
Price: $100
Always verify rates and promotions with the bank or credit union. We are not Wells Fargo Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.
Wells Fargo Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.06%*† | $25k* | - | Business Platinum Savings | ||
| OTHER TIERS: 0.05% → Up to $25k | |||||
| 0.06%† | - | - | Wells Fargo Platinum Savings - Bonus | ||
| 0.05%*† | $100k* | - | Wells Fargo Retirement High Yield Savings | ||
| OTHER TIERS: 0.03% → Up to $100k | |||||
| 0.03%† | - | - | Wells Fargo Retirement Way2Save Savings | ||
| 0.01%† | - | - | Wells Fargo Way2Save Savings | ||
| 0.01%† | - | - | Wells Fargo Platinum Savings | ||
Wells Fargo Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.03%† | - | - | Business Market Rate Savings |
Wells Fargo Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.05%* | $5k* | - | PMA Premier Checking | ||
| OTHER TIERS: 0.01% → Up to $5k | |||||
| 0.01% | - | - | Preferred Checking | ||
Wells Fargo Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.01%† | $5k | - | 58 Month CD Special - Bonus | |
| 0.95%† | $5k | - | 58 Month CD Special | |
| 0.95%† | $5k | - | Business 58 Month CD Special | |
| 0.80%† | $5k | - | 39 Month CD Special - Bonus | |
| 0.75%† | $5k | - | Business 39 Month CD Special | |
| 0.75%† | $5k | - | 39 Month CD Special | |
| 0.70%† | $5k | - | 26 Month CD Special - Bonus | |
| 0.65%† | $5k | - | 26 Month CD Special | |
| 0.65%† | $5k | - | Business 26 Month CD Special | |
| 0.35%† | - | - | Business 60 - 71 Month CD | |
| 0.35%† | - | - | Business 72 - 144 Month CD | |
| 0.30%† | $5k | - | 9 Month CD Special - Bonus | |
| 0.25%† | - | - | Business 48 - 59 Month CD | |
| 0.25%† | $5k | - | Business 9 Month CD Special | |
| 0.25%† | $5k | - | 9 Month CD Special | |
| 0.21%† | $2,500 | - | 24 Month Step Rate Bonus CD | |
| 0.20%† | - | - | Business 36 - 47 Month CD | |
| 0.16%† | $2,500 | - | 24 Month Step Rate CD | |
| 0.16%† | $1k | - | 24 Month Business Step Rate CD | |
| 0.15%† | - | - | Business 24 - 35 Month CD | |
| 0.10%† | - | - | 1 Year CD - Bonus | |
| 0.06%† | - | - | 3 Month CD - Bonus | |
| 0.06%† | - | - | 6 Month CD - Bonus | |
| 0.05%† | - | - | 1 Year CD | |
| 0.05%† | - | - | Business 12 - 23 Month CD | |
| 0.01%† | - | - | 3 Month CD | |
| 0.01%† | - | - | 6 Month CD | |
| 0.01%† | - | - | Business 3 - 5 Month CD | |
| 0.01%† | - | - | Business 6 - 11 Month CD | |
| 0.01%† | - | - | Business 1 - 2 Month CD |
Wells Fargo Bank IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.01%† | $2,500 | - | 58 Month IRA Special - Bonus | |
| 0.95%† | $2,500 | - | 58 Month IRA Special | |
| 0.80%† | $2,500 | - | 39 Month IRA Special - Bonus | |
| 0.75%† | $2,500 | - | 39 Month IRA Special | |
| 0.70%† | $2,500 | - | 26 Month IRA Special - Bonus | |
| 0.65%† | $2,500 | - | 26 Month IRA Special | |
| 0.40%† | - | - | 60 - 71 Month IRA - Bonus | |
| 0.40%† | - | - | 72 - 144 Month IRA - Bonus | |
| 0.35%† | - | - | 60 - 71 Month IRA | |
| 0.35%† | - | - | 72 - 144 Month IRA | |
| 0.30%† | $2,500 | - | 9 Month IRA Special - Bonus | |
| 0.30%† | - | - | 48 - 59 Month IRA - Bonus | |
| 0.25%† | - | - | 48 - 59 Month IRA | |
| 0.25%† | $2,500 | - | 9 Month IRA Special | |
| 0.25%† | - | - | 36 - 47 Month IRA - Bonus | |
| 0.20%† | - | - | 36 - 47 Month IRA | |
| 0.20%† | - | - | 24 - 35 Month IRA - Bonus | |
| 0.15%† | - | - | 24 - 35 Month IRA | |
| 0.10%† | - | - | 12 - 23 Month IRA - Bonus | |
| 0.06%† | - | - | 3 - 5 Month IRA - Bonus | |
| 0.06%† | - | - | 6 - 11 Month IRA - Bonus | |
| 0.05%† | - | - | 12 - 23 Month IRA | |
| 0.01%† | - | - | 3 - 5 Month IRA | |
| 0.01%† | - | - | 6 - 11 Month IRA |
Wells Fargo Bank has 6,081 locations. Click to view all Wells Fargo Bank locations.