Wells Fargo Bank

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58 Month CD Special - Bonus

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Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
0.95%	5-year CD	58 Month CD Special 2.35% - Synchrony Bank 60 Month CD
0.05%	1-year CD	1 Year CD 1.40% - Goldman Sachs Bank USA 12 Month CD
0.01%	Savings	Wells Fargo Platinum Savings 1.05% - Barclays Online Savings Account

View all Wells Fargo Bank rates »

Overview / Commentary

www.wellsfargo.com

800-869-3557

101 N. Phillips Avenue
Sioux Falls, SD 57104

Wells Fargo Bank is a publicly traded bank that operates as a subsidiary of Wells Fargo & Company, one of the largest financial holding companies in the world. The bank is one of the largest in the United States as measured by assets as well as deposits. With tens of millions of customers, thousands of retail branches and tens of thousands of ATMs, the bank’s presence is recognized in every state. It offers personal, small business, and commercial banking products and services, in addition to wealth management and investing advising.

On its personal banking side, Wells Fargo offers checking, savings, Money Market, Certificate of Deposit (CD) and IRA accounts, in addition to mortgage and consumer loans. One of its most popular checking account options comes with a debit card, as well as a monthly service fee unless minimum balance requirements are met. The bank pushes its student checking account in a combo package with its savings account to encourage saving, and Wells Fargo partners with colleges to provide students the ability to use its debit card for both on and off campus transactions. Savings account options come with minimal interest rates on basic savings, retirement savings, and even retirement savings accounts. Money Market accounts offered by the bank have a minimum daily balance requirement and come with very low interest rates. CDs are available in term lengths ranging from 3 to 58 months and a step up CD provides a way to increase the rate on a 24-month CD every 6 months for the life of the product.

A private bank is also available to provide customers wealth planning and trust solutions that are tailored to specific investor needs and goals. On its small business side, Wells Fargo offers loans and credit, business insurance, and merchant services like payment processing and tax help.

Wells Fargo Bank online banking is a secure banking platform on which customers can open and manage their accounts. The web-based system provides the ability to complete tasks like Bill Pay, money transfers, online brokerage, account activity viewing, direct deposit, and check image viewing. A mobile website (wf.com) provides an optimized Internet solution for customers to access their accounts from a web browser on any capable device. Mobile banking apps are also available and provide a more sophisticated way to bank on the run from various smartphone and tablet devices.

Wells Fargo Bank was originally established as the Crocker-Citizens National Bank in 1870, before transitioning to its current name in 1986. Since that time, the bank has rapidly acquired many financial institutions and divisions to become one of the largest companies in the world. Wells Fargo corporate headquarters are located in San Francisco, California, while Wells Fargo Bank is headquartered in Sioux Falls, South Dakota. The bank operates through thousands of branches located through the United States.

$150 Wells Fargo Checking Bonus - Select Cities - 5/19/2017

If you missed the previous $250 bonus and you live in an eligible city, you may want to give this a try. To get a $150 bonus, open an Everyday Checking account online from this page or bring an offer code to a participating Wells Fargo branch. Within 60 days of account opening: - 10 purchases/payments with your Wells Fargo Debit Card AND - 2 purchases that total at least $10 using the Wells Fargo Debit Card loaded to your mobile wallet A few of the select cities - Philadelphia, Phoenix, Atlanta and Austin. https://bonusoffer.wf.com/get150/

Wells Fargo Long Term 3.00% Callable Step-Up CD Via TD Ameritrade - 5/10/2017

I frequently get notices of new issue callable CDs from TD Ameritrade. This one looks like a rate leader. My calculations indicate the blended rate over the entire term is ~ 3.211%. If you do not currently have an account at TD Ameritade, you may also be eligible for an account opening bonus of up to $ 2500 (for a $1,000,000 account). Issuer: Wells Fargo Bank Rating: FDIC Insured* Order Period: until May 25, 2017 Coupons: 3.00% until 05/31/2022; 3.25% until 05/31/2027; 3.50% until 05/31/2030 Maturity: May 31, 2030 Payment Frequency: Semi annual Call Status: Callable 05/31/2022@100 and quarterly thereafter Survivor's Option: Yes Price: $100

Wells Fargo Offers Easy $250 Checking Bonus - 3/8/2017

Wells Fargo is offering a $250 bonus to new checking customers now through 3/24/17. Applying for the bonus and a new Everyday Checking account must be done online.

View all posts from:

2017
2016
2014
Earlier

5/19 - $150 Wells Fargo Checking Bonus - Select Cities
5/10 - Wells Fargo Long Term 3.00% Callable Step-Up CD Via TD Ameritrade
3/8 - Wells Fargo Offers Easy $250 Checking Bonus

12/15 - $100 Checking Account Bonus At Wells Fargo (Online Only)
10/2 - Wells Fargo & Company: The Teflon Bank?
8/4 - Wells Fargo Everyday Checking $100 Offer

11/20 - Wells Fargo Refusing To Honor Widow’s 30-Year-Old CD
11/14 - Wells Fargo To Sell $8.5B In Government-Backed Student Loans To Navient
11/3 - Wells Fargo Faces Whistleblower Lawsuit Over Wachovia's Banking Practices
10/30 - Wells Fargo Ordered To Pay $203 Million In Debit Card-Posting Scam
10/7 - Free Credit Score Promo Not A Big Deal When There Are Free Alternatives
9/23 - Wells Fargo Arm Fined $5 Million Over Broker’s Insider Trading
3/17 - Wells Fargo’s $100 Checking Account Bonus - May Be Targeted
2/14 - Wells Fargo Edges Back Into Subprime As U.S. Mortgage Market Thaws

Reviews (282)

Featured Account Options

My wells fargo experience!

Posted by: Tarasreview | Nov 2, 2016

I have been banking with Wells Fargo for about 6 years now. I must say that I am so impressed with their bank and how they handle certain situations! Their fees are not the best, but I know that, that is how they make their money. When you have a credit card with them, they offer rewards. I think I have cashed out 5 times since I have been with them. The rewards are great, and it makes up for any negativity you might have with them. The customer service team is so helpful, and will typically reply to your inquiries within one day. I am so happy to be banking with wells fargo, and do not plan to switch any time soon. Thank you wells fargo!

Comment

Transferred Money Is Space

Posted by: Robert McKay Jones | Oct 1, 2016

What is with the delay in transferring funds from one institution to another. It leaves my bank on day 1. I lose the money. Wells Fargo does not show I have the money for 5 days, not even as a pending transaction. For 5 days, that money is in the cosmos and I have no control over it. In 2016, this is just wrong! Time to change banks!

Comment

WF Steals From Disabled Single Mom Over And Over

Posted by: Marcia Buroker | Feb 18, 2016

And again...$335 in my account this morning before I left the house, checked to make sure my direct deposit went in. I come home and during the day, WF was playing around with my transactions again and my balance is $135 with three $35 overdraft fees from transactions that WEREN'T THERE THIS MORNING, but they moved everything around so I was overdrawn and THEN put my deposit back in. How can they keep getting away with this? HOW CAN THIS BE LEGAL??? I
am a single mom, on disability, minimal child support, GO FIND SOMEONE ELSE TO PICK ON!!!

Comment

Wells Fargo

Posted by: KevinBob | Dec 9, 2016

I have used Wells Fargo since I first got a bank account at the age of 16. It is not something that I think about often but I do believe that it is the best option for banking. Their online website is very easy to use. I am able to transfer money simply and quickly. Their app is also easy to use but I prefer the desktop version. I am constantly transferring money and checking balances as I have two checking accounts and one savings accounts. I also have automatic transfers setup to transfer money from my checking to my savings weekly and this has always been seamless. I don't even think about it as I know it will always be delivered on time.

Comment

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Health

Data as of Q4 2016

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	3511
Year Established	1870
Employees	235178
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	1.19%
Return on Equity - YTD	12.98%
Annual Interest Income	$49.16B

Assets and Liabilities
Assets	Q4 2016vs Q4 2015	$1,727.2B$1,610.6B
Loans	Q4 2016vs Q4 2015	$934.3B$878.6B
Deposits	Q4 2016vs Q4 2015	$1,339.4B$1,258.6B
Equity Capital	Q4 2016vs Q4 2015	$155.4B$150.5B
Loan Loss Allowance	Q4 2016vs Q4 2015	$10.50B$10.35B
Unbacked Noncurrent Loans	Q4 2016vs Q4 2015	$11.56B$12.59B
Real Estate Owned	Q4 2016vs Q4 2015	$915.0MM$1.34B

User-submitted Promotions & Notices

Submit a Promo

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

$150 Wells Fargo Checking Bonus - Select Cities

terryb | May 19, 2017

If you missed the previous $250 bonus and you live in an eligible city, you may want to give this a try.

To get a $150 bonus, open an Everyday Checking account online from this page or bring an offer code to a participating Wells Fargo branch.

Within 60 days of account opening:

- 10 purchases/payments with your Wells Fargo Debit Card
AND
- 2 purchases that total at least $10 using the Wells Fargo Debit Card loaded to your mobile wallet

A few of the select cities - Philadelphia, Phoenix, Atlanta and Austin.

https://bonusoffer.wf.com/get150/

Comment

Wells Fargo Long Term 3.00% Callable Step-Up CD Via TD Ameritrade

CTM | May 10, 2017

I frequently get notices of new issue callable CDs from TD Ameritrade. This one looks like a rate leader. My calculations indicate the blended rate over the entire term is ~ 3.211%.

If you do not currently have an account at TD Ameritade, you may also be eligible for an account opening bonus of up to $ 2500 (for a $1,000,000 account).

Issuer: Wells Fargo Bank

Rating: FDIC Insured*

Order Period: until May 25, 2017

Coupons: 3.00% until 05/31/2022; 3.25% until 05/31/2027; 3.50% until 05/31/2030

Maturity: May 31, 2030

Payment Frequency: Semi annual

Call Status: Callable 05/31/2022@100 and quarterly thereafter

Survivor's Option: Yes

Price: $100

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Wells Fargo Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Wells Fargo Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.06%^*^†	$25k^*	-	Business Platinum Savings
OTHER TIERS: 0.05% → Up to $25k
0.06%^†	-	-	Wells Fargo Platinum Savings - Bonus
0.05%^*^†	$100k^*	-	Wells Fargo Retirement High Yield Savings
OTHER TIERS: 0.03% → Up to $100k
0.03%^†	-	-	Wells Fargo Retirement Way2Save Savings
0.01%^†	-	-	Wells Fargo Way2Save Savings
0.01%^†	-	-	Wells Fargo Platinum Savings

Wells Fargo Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.03%^†	-	-	Business Market Rate Savings

Wells Fargo Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%^*	$5k^*	-	PMA Premier Checking
OTHER TIERS: 0.01% → Up to $5k
0.01%	-	-	Preferred Checking

Wells Fargo Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.01%^†	$5k	-	58 Month CD Special - Bonus
0.95%^†	$5k	-	58 Month CD Special
0.95%^†	$5k	-	Business 58 Month CD Special
0.80%^†	$5k	-	39 Month CD Special - Bonus
0.75%^†	$5k	-	Business 39 Month CD Special
0.75%^†	$5k	-	39 Month CD Special
0.70%^†	$5k	-	26 Month CD Special - Bonus
0.65%^†	$5k	-	26 Month CD Special
0.65%^†	$5k	-	Business 26 Month CD Special
0.35%^†	-	-	Business 60 - 71 Month CD
0.35%^†	-	-	Business 72 - 144 Month CD
0.30%^†	$5k	-	9 Month CD Special - Bonus
0.25%^†	-	-	Business 48 - 59 Month CD
0.25%^†	$5k	-	Business 9 Month CD Special
0.25%^†	$5k	-	9 Month CD Special
0.21%^†	$2,500	-	24 Month Step Rate Bonus CD
0.20%^†	-	-	Business 36 - 47 Month CD
0.16%^†	$2,500	-	24 Month Step Rate CD
0.16%^†	$1k	-	24 Month Business Step Rate CD
0.15%^†	-	-	Business 24 - 35 Month CD
0.10%^†	-	-	1 Year CD - Bonus
0.06%^†	-	-	3 Month CD - Bonus
0.06%^†	-	-	6 Month CD - Bonus
0.05%^†	-	-	1 Year CD
0.05%^†	-	-	Business 12 - 23 Month CD
0.01%^†	-	-	3 Month CD
0.01%^†	-	-	6 Month CD
0.01%^†	-	-	Business 3 - 5 Month CD
0.01%^†	-	-	Business 6 - 11 Month CD
0.01%^†	-	-	Business 1 - 2 Month CD

Wells Fargo Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.01%^†	$2,500	-	58 Month IRA Special - Bonus
0.95%^†	$2,500	-	58 Month IRA Special
0.80%^†	$2,500	-	39 Month IRA Special - Bonus
0.75%^†	$2,500	-	39 Month IRA Special
0.70%^†	$2,500	-	26 Month IRA Special - Bonus
0.65%^†	$2,500	-	26 Month IRA Special
0.40%^†	-	-	60 - 71 Month IRA - Bonus
0.40%^†	-	-	72 - 144 Month IRA - Bonus
0.35%^†	-	-	60 - 71 Month IRA
0.35%^†	-	-	72 - 144 Month IRA
0.30%^†	$2,500	-	9 Month IRA Special - Bonus
0.30%^†	-	-	48 - 59 Month IRA - Bonus
0.25%^†	-	-	48 - 59 Month IRA
0.25%^†	$2,500	-	9 Month IRA Special
0.25%^†	-	-	36 - 47 Month IRA - Bonus
0.20%^†	-	-	36 - 47 Month IRA
0.20%^†	-	-	24 - 35 Month IRA - Bonus
0.15%^†	-	-	24 - 35 Month IRA
0.10%^†	-	-	12 - 23 Month IRA - Bonus
0.06%^†	-	-	3 - 5 Month IRA - Bonus
0.06%^†	-	-	6 - 11 Month IRA - Bonus
0.05%^†	-	-	12 - 23 Month IRA
0.01%^†	-	-	3 - 5 Month IRA
0.01%^†	-	-	6 - 11 Month IRA

Locations

Wells Fargo Bank has 6,081 locations. Click to view all Wells Fargo Bank locations.