Wells Fargo Bank

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58 Month CD Special - Bonus

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Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
1.50%	5-year CD	58 Month CD Special 1.55% - National Average
0.05%	1-year CD	1 Year CD 0.62% - National Average
0.01%	Savings	Platinum Savings - Standard Interest Rate 1.30% - Synchrony Bank High Yield Savings

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Overview / Commentary

www.wellsfargo.com

800-869-3557

101 N. Phillips Avenue
Sioux Falls, SD 57104

Wells Fargo Bank is a publicly traded bank that operates as a subsidiary of Wells Fargo & Company, one of the largest financial holding companies in the world. The bank is one of the largest in the United States as measured by assets as well as deposits. With tens of millions of customers, thousands of retail branches and tens of thousands of ATMs, the bank’s presence is recognized in every state. It offers personal, small business, and commercial banking products and services, in addition to wealth management and investing advising.

On its personal banking side, Wells Fargo offers checking, savings, Money Market, Certificate of Deposit (CD) and IRA accounts, in addition to mortgage and consumer loans. One of its most popular checking account options comes with a debit card, as well as a monthly service fee unless minimum balance requirements are met. The bank pushes its student checking account in a combo package with its savings account to encourage saving, and Wells Fargo partners with colleges to provide students the ability to use its debit card for both on and off campus transactions. Savings account options come with minimal interest rates on basic savings, retirement savings, and even retirement savings accounts. Money Market accounts offered by the bank have a minimum daily balance requirement and come with very low interest rates. CDs are available in term lengths ranging from 3 to 58 months and a step up CD provides a way to increase the rate on a 24-month CD every 6 months for the life of the product.

A private bank is also available to provide customers wealth planning and trust solutions that are tailored to specific investor needs and goals. On its small business side, Wells Fargo offers loans and credit, business insurance, and merchant services like payment processing and tax help.

Wells Fargo Bank online banking is a secure banking platform on which customers can open and manage their accounts. The web-based system provides the ability to complete tasks like Bill Pay, money transfers, online brokerage, account activity viewing, direct deposit, and check image viewing. A mobile website (wf.com) provides an optimized Internet solution for customers to access their accounts from a web browser on any capable device. Mobile banking apps are also available and provide a more sophisticated way to bank on the run from various smartphone and tablet devices.

Wells Fargo Bank was originally established as the Crocker-Citizens National Bank in 1870, before transitioning to its current name in 1986. Since that time, the bank has rapidly acquired many financial institutions and divisions to become one of the largest companies in the world. Wells Fargo corporate headquarters are located in San Francisco, California, while Wells Fargo Bank is headquartered in Sioux Falls, South Dakota. The bank operates through thousands of branches located through the United States.

If you missed the previous $250 bonus and you live in an eligible city, you may want to give this a try. To get a $150 bonus, open an Everyday Checking account online from this page or bring an offer code to a participating Wells Fargo branch. Within 60 days of account opening: - 10 purchases/payments with your Wells Fargo Debit Card AND - 2 purchases that total at least $10 using the Wells Fargo Debit Card loaded to your mobile wallet A few of the select cities - Philadelphia, Phoenix, Atlanta and Austin. https://bonusoffer.wf.com/get150/

Wells Fargo Long Term 3.00% Callable Step-Up CD Via TD Ameritrade - 5/10/2017

I frequently get notices of new issue callable CDs from TD Ameritrade. This one looks like a rate leader. My calculations indicate the blended rate over the entire term is ~ 3.211%. If you do not currently have an account at TD Ameritade, you may also be eligible for an account opening bonus of up to $ 2500 (for a $1,000,000 account). Issuer: Wells Fargo Bank Rating: FDIC Insured* Order Period: until May 25, 2017 Coupons: 3.00% until 05/31/2022; 3.25% until 05/31/2027; 3.50% until 05/31/2030 Maturity: May 31, 2030 Payment Frequency: Semi annual Call Status: Callable 05/31/2022@100 and quarterly thereafter Survivor's Option: Yes Price: $100

Wells Fargo Offers Easy $250 Checking Bonus - 3/8/2017

Wells Fargo is offering a $250 bonus to new checking customers now through 3/24/17. Applying for the bonus and a new Everyday Checking account must be done online.

View all posts from:

2017
2016
2014
Earlier

5/19 - $150 Wells Fargo Checking Bonus - Select Cities
5/10 - Wells Fargo Long Term 3.00% Callable Step-Up CD Via TD Ameritrade
3/8 - Wells Fargo Offers Easy $250 Checking Bonus

12/15 - $100 Checking Account Bonus At Wells Fargo (Online Only)
10/2 - Wells Fargo & Company: The Teflon Bank?
8/4 - Wells Fargo Everyday Checking $100 Offer

11/20 - Wells Fargo Refusing To Honor Widow’s 30-Year-Old CD
11/14 - Wells Fargo To Sell $8.5B In Government-Backed Student Loans To Navient
11/3 - Wells Fargo Faces Whistleblower Lawsuit Over Wachovia's Banking Practices
10/30 - Wells Fargo Ordered To Pay $203 Million In Debit Card-Posting Scam
10/7 - Free Credit Score Promo Not A Big Deal When There Are Free Alternatives
9/23 - Wells Fargo Arm Fined $5 Million Over Broker’s Insider Trading
3/17 - Wells Fargo’s $100 Checking Account Bonus - May Be Targeted
2/14 - Wells Fargo Edges Back Into Subprime As U.S. Mortgage Market Thaws

Reviews (297)

Featured Account Options

Happy Customer

Posted by: GurlyChikkEdgy | Sep 30, 2017

I have had nothing but a great experience with Wells Fargo. I have had a checking account and a savings account since I got my first job when I was 15. Eight years later, they are still the only bank I use and will continue to use for the foreseeable future. Their benefits are great and they have given me many tips throughout the years on how to manage and save my money, as well as help pay off other accounts to the best of my ability. Any time I have ever had an issue, their customer service was very knowledgeable and able to quickly assist me. The best example was when my credit card had suspicious activity on it; they quickly froze the card and sent me a brand new one in a couple of days. My entire family uses Wells Fargo for their banking needs and I would recommend them for anyone looking to open a banking account.

Comment

2

Great Banking

Posted by: HippoInfamous | Sep 26, 2017

I like Wells Fargo. I think its a great institution that takes care of its costumers. I opened a savings account a couple of months ago because I was quite unpleasant with my other bank. I was happy that I made this choice because so far the service has been great and I feel appreciated as a customer. I think that its important for a bank to leave its customers in a positive note and this is what Wells Fargo does for me. I like the movie experience and also that the process to make transactions is quite easy. Overall I would say that my experience is a 4 out of 5 star one. I think this institution can improve in some ways but so far I'm glad and think that I will remain loyal to this bank for a long time. I think this banking institution is doing things right and that is what matters the most at the end of the day.

Comment

2

Not so Wells Fargo

Posted by: feleciakline2 | Sep 26, 2017

I absolutely did not like my experience with Wells Fargo. This was the first bank I opened an account with when I became of age. I thought I was in love at the time and opened a shared account with my partner. I was supposed to have total control of the accounts, including hers. Well, things went bad between us and she had went and taken all the money out of my account and spent it. I went into the bank and told them I wanted her off and asked them how she had gotten into my account. They couldn't give me one answer. Apparently she manipulated someone there to give her access to one of my accounts with them. I got the paper to sign to get her off of my account and she refused to sign it for a while. I called and told them to take her off or I would contact their manager about the person that let her gain access to my account and they finally took her off because I was not very happy.

Comment

2

Wellsfargo on th go!

Posted by: lorigriffith | Jul 12, 2017

I can say that my experience with the online features of this bank was very smooth and hassle free. This is where my company deposits their pay to me, my businesses too and other form of transactions so it's a hassle for me if I have to go to the bank physically and update my account for any deposits made. All I have to do is log on to their website and have my account summary just like that, it's very convenient and easy to use. I also have tried contacting there customer service for some questions regarding my account and they replied quickly on that same day, it took them at least 4 hours to respond to me but that's okay, that's a lot better than physically going to there banks.

Comment

3

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Health

A

Data as of Q2 2017

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	3511
Year Established	1870
Employees	237944
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	1.18%
Return on Equity - YTD	12.89%
Annual Interest Income	$26.64B

Assets and Liabilities
Assets	Q2 2017vs Q2 2016	$1,731.9B$1,699.4B
Loans	Q2 2017vs Q2 2016	$938.5B$921.4B
Deposits	Q2 2017vs Q2 2016	$1,359.8B$1,293.5B
Equity Capital	Q2 2017vs Q2 2016	$163B$158.1B
Loan Loss Allowance	Q2 2017vs Q2 2016	$10.28B$10.65B
Unbacked Noncurrent Loans	Q2 2017vs Q2 2016	$9.92B$13.23B
Real Estate Owned	Q2 2017vs Q2 2016	$765.0MM$1.04B

Rates

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Always verify rates and promotions with the bank or credit union. We are not Wells Fargo Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Wells Fargo Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.06%^*^†	$25k^*	-	Business Platinum Savings - Standard Interest Rate
OTHER TIERS: 0.05% → Up to $25k
0.06%^†	-	-	Platinum Savings - Standard Interest Rate Bonus
0.05%^*^†	$100k^*	-	Wells Fargo Retirement High Yield Savings
OTHER TIERS: 0.03% → Up to $100k
0.03%^†	-	-	Wells Fargo Retirement Way2Save Savings
0.01%^†	-	-	Wells Fargo Way2Save Savings
0.01%^†	-	-	Platinum Savings - Standard Interest Rate

Wells Fargo Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.03%^†	-	-	Business Market Rate Savings

Wells Fargo Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%^*^†	$5k^*	-	Portfolio by Wells Fargo
OTHER TIERS: 0.01% → Up to $5k
0.01%^†	-	-	Preferred Checking

Wells Fargo Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.55%^†	$5k	-	58 Month CD Special - Bonus
1.50%^†	$5k	-	58 Month CD Special
1.50%^†	$5k	-	Business 58 Month CD Special
1.06%^†	$5k	-	39 Month CD Special - Bonus
1.01%^†	$5k	-	Business 39 Month CD Special
1.01%^†	$5k	-	39 Month CD Special
0.70%^†	$5k	-	19 Month CD Special - Bonus
0.65%^†	$5k	-	19 Month CD Special
0.65%^†	$5k	-	Business 19 Month CD Special
0.35%^†	-	-	Business 60 - 71 Month CD
0.35%^†	-	-	Business 72 - 144 Month CD
0.30%^†	$5k	-	9 Month CD Special - Bonus
0.25%^†	-	-	Business 48 - 59 Month CD
0.25%^†	$5k	-	Business 9 Month CD Special
0.25%^†	$5k	-	9 Month CD Special
0.21%^†	$2,500	-	24 Month Step Rate Bonus CD
0.20%^†	-	-	Business 36 - 47 Month CD
0.16%^†	$2,500	-	24 Month Step Rate CD
0.16%^†	$1k	-	Business 24 Month Step Rate CD
0.15%^†	-	-	Business 24 - 35 Month CD
0.10%^†	-	-	1 Year CD - Bonus
0.06%^†	-	-	3 Month CD - Bonus
0.06%^†	-	-	6 Month CD - Bonus
0.05%^†	-	-	1 Year CD
0.05%^†	-	-	Business 12 - 23 Month CD
0.01%^†	-	-	3 Month CD
0.01%^†	-	-	6 Month CD
0.01%^†	-	-	Business 3 - 5 Month CD
0.01%^†	-	-	Business 6 - 11 Month CD
0.01%^†	-	-	Business 1 - 2 Month CD

Wells Fargo Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.55%^†	$2,500	-	58 Month IRA Special - Bonus
1.50%^†	$2,500	-	58 Month IRA Special
1.06%^†	$2,500	-	39 Month IRA Special - Bonus
1.01%^†	$2,500	-	39 Month IRA Special
0.70%^†	$2,500	-	19 Month IRA Special - Bonus
0.65%^†	$2,500	-	19 Month IRA Special
0.40%^†	-	-	60 - 71 Month IRA - Bonus
0.40%^†	-	-	72 - 144 Month IRA - Bonus
0.35%^†	-	-	60 - 71 Month IRA
0.35%^†	-	-	72 - 144 Month IRA
0.30%^†	$2,500	-	9 Month IRA Special - Bonus
0.30%^†	-	-	48 - 59 Month IRA - Bonus
0.25%^†	-	-	48 - 59 Month IRA
0.25%^†	$2,500	-	9 Month IRA Special
0.25%^†	-	-	36 - 47 Month IRA - Bonus
0.20%^†	-	-	36 - 47 Month IRA
0.20%^†	-	-	24 - 35 Month IRA - Bonus
0.15%^†	-	-	24 - 35 Month IRA
0.10%^†	-	-	12 - 23 Month IRA - Bonus
0.06%^†	-	-	3 - 5 Month IRA - Bonus
0.06%^†	-	-	6 - 11 Month IRA - Bonus
0.05%^†	-	-	12 - 23 Month IRA
0.01%^†	-	-	3 - 5 Month IRA
0.01%^†	-	-	6 - 11 Month IRA

Locations

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Philadelphia Area

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