Top 18-Month & 6-Year CD Rates at Workers Credit Union - MA & NH Only

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2.15*%$25k-Workers' Credit Union72 Month Member Relationship CD
1.10*%$25k-Workers' Credit Union18 Month Member Relationship CD
1.10*%$25k-Workers' Credit Union18 Month Member Relationship IRA (Traditional, Roth)
Accounts mentioned in this post. Rates as of July 23, 2016.

Workers Credit Union is offering two competitive rates on its CDs and IRA CDs. The short-term CD deal is an 18-month CD with a 1.50% APY. The long-term CD deal is a 6-year CD with a 2.50% APY. Minimum deposit is $500 for CDs and $1,000 for IRA CDs. These are Member Relationship CD rates which require a Workers’ checking account with at least one monthly direct deposit of pay or Social Security. Without the relationship, the rates are 75 basis points lower. These are rates are listed in the credit union's rates page as of 10/9/2012.

According to the account disclosure, the early withdrawal penalty is 180 days of dividends on the amount withdrawn for terms over 1 year.

There's an online application that allows people to join the credit union and open accounts.

Credit union membership is open to anyone who lives or works in Massachusetts and Southern New Hampshire. Please refer to the credit union's About page for more details. A minimum $25 balance is required in the membership account.

The credit union has an overall health score at DepositAccounts.com of 5 stars (out of 5) with a Texas ratio of 5.88% (excellent) based on June 2012 data. Please refer to our financial overview of Workers Credit Union for more details. The credit union is federally insured by the NCUA (Charter # 66479).

How These CD Rates Compare

The highest CD rate that's nationally available is 2.25% APY for a 7-year term at Air Force Federal Credit Union. The highest for a 7-year bank CD is 2.00% APY at Discover Bank. There aren't many 6-year CDs, and those that are nationally available have rates under 2.00%.

The highest 18-month CD rate that's nationally available is 1.15% APY at Salem Five Direct and at NexBank.

These rates are accurate as of 10/9/2012.

Searching for Top CD Rates

To search for nationwide CD rates and CD rates in your state, please refer to the best CD rates section of DepositAccounts.com.

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Special CD Rates at Workers Credit Union - MA & NH Only

Workers Credit Union is offering several competitive rates on its CD and IRA CD specials. The highest rate is a 2.50% APY for a 6-year term. Minimum deposit is $500 for CDs and $1,000 for IRA CDs. The full list of rates for all the CD specials are shown below. These are rates are listed in the credit union's rates page as of 5/30/2012:

  • 2.50% APY 6-year CD
  • 2.15% APY 54-month CD
  • 1.50% APY 30-month CD
  • 1.25% APY 23-month CD
  • 1.01% APY 14-month CD

One important downside to these specials is that they require an active...

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Competitive 15-Month CD Special at Workers' Credit Union in MA & NH - Local Only

Workers Credit Union is offering a special 15-month CD and IRA CD with a 1.60% APY. There are also two other CD specials, but they're less competitive. Those include a 1.10% APY 8-month CD and a 1.75% APY 25-month CD. Minimum deposit is $500 ($1,000 for the IRA). An active checking account with direct deposit is required. These specials are listed in the credit union's deposit rates page as of 11/22/2010.

As a comparison to internet banks on 11/22/2010, the best 1-year CD rate is 1.50% APY at CNB Bank Direct.

The...



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2.10% 12-Month CD & 2.50% 25-Month CD at Workers Credit Union in MA & NH - Local Only
Workers Credit Union continues to offer three competitive CD and IRA CD specials: a 1.60% APY 4-month CD, a 2.10% APY 12-month CD and a 2.50% APY 25-month CD. Minimum deposit is $500 ($1,000 for the IRA). These specials are listed in the credit union's deposit rates page as of 11/15/09.

These promotional CDs are very close to what the credit union was offering in August. The only difference is that the 12-month CD used to be a 9-month CD.

Another good deal being offered by Workers Credit Union is an online...



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2.10% 9-Month CD & 2.50% 25-Month CD at Workers Credit Union in MA & NH - Local Only
Workers Credit Union is offering three competitive CD and IRA CD specials: a 1.60% APY 4-month CD, a 2.10% APY 9-month CD and a 2.50% APY 25-month CD. Minimum deposit is $500 ($1,000 for the IRA). These specials are listed in the credit union's deposit rates page as of 8/16/09.

Another good deal being offered by Workers Credit Union is an online savings account with a 1.50% APY as of 8/16/09. Minimum deposit is $500. The credit union also has a reward checking account with a 3% APY on balances up...

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3.00% Reward Checking Account at a MA/NH Credit Union (Workers)
Update 4/02/09: The top yield has fallen to 3.00% APY. Refer to the bottom of the post for the rate history.

Workers Credit Union has a reward checking account called Xtreme Checking that pays 3.00% APY on balances up to $25,000 (1.01% for above) and refunds ATM fees (up to $10 per cycle) if the following monthly requirements are met: 1) 12 debit card purchases, 2) one direct deposit or ACH auto debit, and 3) receive electronic statements. If these are not met, the rate falls to 0.10%. There are no...

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