2.05% 13-Month CD Special at Your Community Bank in IN & KY - Local Only


Your Community Bank is offering a 13-month CD special with a 2.05% APY. Minimum deposit is $500. This special is listed in the bank's rates page as of 3/25/2010. Unfortunately, I don't see any other competitive rates for the regular CDs and savings accounts.

The bank provides an online product inquiry form. However, the form states that you're required to visit a branch to open an account.

Branches are located in the Indiana cities of New Albany, Floyds Knobs, Jeffersonville and Clarksville and in the Kentucky cities of Louisville and Bardstown.

The bank's ratings for safety and soundness are a little weak: 3 stars (adequate) at BauerFinancial (based on 12/31/09 data) and 2 stars (below peer group) at Bankrate.com (based on 9/30/09 data). The bank has been a FDIC member since 1934 (FDIC Certificate # 28915).

4.08% 16-Month / 3.80% 11-Month CD at an Indiana/Kentucky Bank (Your Community)
Your Community Bank is offering a 4.08% APY 16-month CD and a 3.80% APY 11-month CD. The minimum deposit is $500. Please refer to the rate table for more details.

There's an online application, but it appears a branch visit is still required to complete the account opening process. Branches are located in the Indiana cities of New Albany, Clarksville, Floyds Knobs, Sellersburg, Jeffersonville and in the Kentucky cities of Bardstown and Louisville.

The bank has a 4 star rating (excellent) at BauerFinancial based on 3/31/08 data. It has been FDIC insured...

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5.51% 13-Month CD in a Kentucky Bank (First Federal Savings)
First Federal Savings Bank is offering a special 5.51% APY 13-month certificate of deposit. The required minimum is $500. The offer is valid through February 20, 2007. There was also a Valentine special of a free box of candy, but that was only available on the 14th.

Branches are located in the Kentucky cities of Louisville, Vine Grove, Brandenburg, Mt. Washington, Shepherdsville, Munfordville, Bardstown, Radcliff and Elizabethtown. The bank has been FDIC insured since 1936.

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