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Best Bank IRA CD Rates in New York City - Atlas Savings and Loan Association - Local Only


Atlas Savings and Loan Association continues to offer competitive CD and IRA CD rates. CD rates have fallen a bit since my March post, but they remain attractive compared to what other banks are offering. The IRA CD rates are especially competitive. The best CDs and IRA CDs as listed in the bank's rates page as of 4/17/2010 include:

  • 1.46% APY 9 months
  • 1.76% APY 12 months (2.02% IRA)
  • 1.87% APY 18 months
  • 2.22% APY 24 months (2.53% IRA)
  • 2.38% APY 36 months (3.30% IRA)

Note the very competitive 3-year IRA CD. Minimum deposit is $2,500 for both the regular and IRA CDs.

It's a small bank with one office in located in Brooklyn, New York. It appears that a branch visit is required to open accounts.

The bank continues to have strong ratings for safety and soundness: 5 stars (superior) at BauerFinancial (based on 12/31/09 data) and 4 stars (sound) at Bankrate.com (based on 9/30/09 data). The bank has been a FDIC member since 1955 (FDIC Certificate # 30783).

Highest Certificate of Deposit Rates

I've recently posted on several small New York City credit unions that offer high CD and IRA CD rates. However, some of these don't make it easy to qualify even if you live nearby. That's one benefit of a bank. For other top CD and IRA CD rates, please refer to the following:

Related Pages: CD rates, IRA rates

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