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Compound Daily Vs Monthly
Can someone do the math on this example. Both accounts have 100K and both at 4.00% for one year. What would be the actual dollar amount of difference between compound daily vs mont... read more
Has Anyone Ever Heard Of Join Save? I Saw An Ad For It On Instagram.
It seems that your deposit is FDIC insured but they invest money in the market and then pay a potentially higher yield. https://joinsave.com/... read more
Alliant CU ACH Transfers
It appears Alliant is no longer posting incoming ACH transfers the next day, starting today. Has this happened to anyone else?... read more
Is Juno 5% High Yield Checking Account Safe To Use?
Juno (https://juno.finance/) is offering 5% APY on up to $25,000 in their checking account. They claim it is FDIC insured and funds are held by Evolve Bank and Trust which seems to... read more
2023 Ibonds
Is anyone else buying 2023 ibonds? I did and am wondering if anyone else is buying now.
Thanks... read more
Pen Air Credit Union EWP
Pen Air calculates the EWP on your entire balance withdrawn including dividends earned. Don't most FI's only base the EWP on your principal?... read more
Debt Limit Threat In Washington
If Congress does not raise the debt limit,
will my U.S. Treasuries become worthless?... read more
No Penalty CD Or Savings Or Money Market ?
Planning to open a new account and move some funds around 25K in one of the three accounts with - (1) easy access to it using ACH (2) Relatively better returns (3) Peace of mind. F... read more
Question For Southerngirl On GTE EWP
SouthernGirl - Can you elaborate on your statement in the earlier thread - "To close via chat, it must be below 100k"? I just withdrew my dividends (had them transferred to regular... read more
Early Withdrawal Penalty And Taxes
I have never before closed out cds early until this year. And I am about to do another. I have a dept of commerce 5 yr cd paying 3.17 and I think I will cash it out for their new 5... read more
My Cat Is Prequalified For A Cap 1 Card
She has never applied for credit and does not have a ss #
Could i get away with obtaining the card for her and using it for myself with no obligation to pay?
Sure, it seems like ... read more
1099-INT Income Tax Related Questions
I know this question is obviously better suited for my accountant but since 2022 was my first major year of 1099 interest income and this is all new to me i figured i'd get some op... read more
CD Or Money Market?
Friends,
I just broke a 5 year CD at 3.1% and paid a 6 month penalty and now have $300K to place. I was going to put it in a multi-year CD but saw that some of the big brokerages h... read more
Can't Open Bank Accounts...
Can anyone provide some insight here? I recently left the United States to live abroad. Before I left, I tried to open some Treasury bonds, but was refused because they couldn't ve... read more
Navy Fed -- Do They Allow Outgoing Achs From Money Market Accts?
Hi folks, I'm getting tired of getting constant conflicting information from NavyFed each time I call!
Can someone who has a NavyFed MONEY MARKET account verify if they will allow... read more
Minimum Required Distribution
Can I take a large MRD, all from one CD, and close the CD without incurring an early withdrawl penalty? There is still 3 years left on the CD and it's my lowest yielding CD and I w... read more
Rollover After 59 1/2
Is it a common practice for a credit union to let you do a rollover from an IRA CD (total withdrawal) in order to waive the EWP and then, redeposit for a higher rate IRA CD if you ... read more
Navy Federal Announces 5% / 15Mo.... Anyone Have The Details?
I received an email from Navy Federal Announcing 5% rate for 15 months no other details. I tried but could not get through to anyone there, does Anyone have the details?... read more
Need Help Please On Data Download
Hi team, is there a way to download the online saving accounts rates data from 20202 to 2022? I am doing an analysis to show that MMfs are yielding higher than online savings accou... read more
Help With Treasury Math
98.5456== priced or closed today
4 months
treasury page shows 4.50%
I got 4.4276%
What am I doing wrong?
100 98.5456=1.4756% x 3=4.4276%
Thanks... read more