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International
Are American banks required to put a hold on checks coming from foreign countries (i.e. Canada) even if the checks are in U.S. dollars?... read more
Lower Tax Rate On Taxable Bonds Proposed?
Hi,
I just saw on the Wall Street Journal that there is a proposal by House Republicans to lower the top tax rate on taxable bonds, such as Treasurys and corporate debt, to 16.5% ... read more
Do All Joint Accounts Automatically Pass To The Surviving Owner Of A Joint Accout
it's my understanding that a joint account bypasses probate and automatically pass to the surviving owner. I don't know if this is correct and automatic. It is my under... read more
Tax Forms For Closed Out CD's
Those of you that have only a CD account with a bank that supplies electronic tax forms: Once the CD matures and funds are transferred out of said bank (not reinvesting, no m... read more
Can An Inherited Traditional IRA Be Converted To Simply A Traditional IRA?
I was shut out of the Andrews 3% IRA because they handle Roth and Traditional but not Inherited.... read more
"Too Many Credit Cards Opened In The Last 2 Years - Chase Only, Or Now Everywhere?
I open plenty of cards to get terrific sign-up bonuses, now suddenly I'm denied, even with a FICO of 781.
It appears this applies if you open 5 in 2 years. Is it happening e... read more
New $30.00 Fee Imposed For Roth IRA Accounts By U.S. Bank
While I was a student I had earned enough to open a small Roth IRA with U.S. Bank. It was in the form of a 5-year CD opened in 2009 paying 4.00% APY. At no time w... read more
A Missing CD That BBVA Told Me Was 'Old' And Must Have Been Cashed
My 99-year old mother has never cashed any of her CD's with this bank. It is for $10,000 and I was told that it is old and that they couldn't help me. My financial advi... read more
Which Banks/Credit Unions Are Great At Doing ACH Transfers?
I'm wanting to move my core checking account from Bank of America due to numerous problems & need a new home for automatic bill pay, etc... but most importantly I need to... read more
Buying Cds From Out Of Town And Maturity Problems
After all my years of purchasing CDs from all over the US, I have run into a problem which some may not be aware of. It seems certain credit unions, and banks, especially, wi... read more
Rejected By Some (Not All CU's. How Do I Straighten It Out?
I saw the report from a local CU, it showed too many times applying. I lost the statement where I could've started to straighten out. My credit is excellent (781 FICO) ... read more
Firstmark Credit Union Closed My Jumbo CD 5 Months Before Maturity And Sent The Money To "Unclaimed Property"!
Has this ever occurred to anyone? I am beyond shocked!
In October 2011, I opened a jumbo CD with Firstmark Credit Union after reading a blog entry about it on this forum.
As the ... read more
Why Do CDS Sometimes Have Less APY Than Savings Accounts?
Ally Bank: 1% savings interest
3 month cd: 0.3%
6 month: 0.6%
American Express Online Bank:
Savings: 0.9% interest
6 month cd 0.4%
9 month: 0.55%
So is there an incentive w... read more
Income & Employment Info Necessary For Opening Cking Account.
I went to a credit union, to open a new checking account, due to the fees being charged by my current bank. The credit union wanted my income and employment info. I explained I was... read more
$250K NCUA Insurance Per Customer Facing Credit Union?
Hi,
I noticed that a lot of credit unions use the same credit union in the back end to store their money, do transactions, etc. Like for example Catalyst Corporate Federal Credit ... read more
Entering Depositsa Info In Online Banking
I have repeatedly told my bank that I would change my online banking accounts if I could find a bank that would let me enter the source of deposits (in the same way that I can retr... read more
Venue For Rating A Bank Or Credit Union
I posted recently here about a credit union refusing to honor a POA and withholding funds as well as its misrepresenting our options for retrieving those funds. I have since ... read more
Anyone Using Synchrony Online Bank
Can anyone vouch for Synchrony Bank? I'm considering opening up a savings account because of the high 1.05% interest rate with no minimums or anything like that. I'm just a little ... read more
Ally Bank Yield Changes?
I received an email from depositaccounts.com last night showing some yield changes on Ally Bank accounts. The Savings Account going from 1.00% to .85% and Money Market Account goin... read more
Would You Trust Your Money In The State Bank Of India?
https://www.depositaccounts.com/b...dia-il.htm
Thanks!... read more