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How To Get A Trustee For A Self Needs Trust?
What does a person do if they should really set up a Self Needs Trust for a relative but have no Trustee available? If they no longer live near the few family members still a... read more
Is There A Section On Depositaccounts.Com For "Senior" Savings Rates?
Some banks offer interest premiums for the 50+ (or older) crowd. Is there a place on this web site where those rates are posted? I don't think there is, but thought I'd ask in case... read more
Rewards Checking
Under the details of the rewards checking accounts, there is a column marked EARN. I can't figure out how the amounts are calculated - they do not coincide with the maximum t... read more
Easiest Savings Account For Online Image Upload/Deposit Of Checks?
I would like to hear everyone's experience using online deposit for their savings account. Since I'm limited to either taking a picture with the digital camera or scanning an... read more
Cd Accounts
how do I cash a cd my mom had but forgot to put a beneficiary on it before she past in feb. this year?... read more
Trouble Claiming CD Grandparent Opened As Custodian While I Was A Minor
The other week my Dad found a COD slip from April '95 that my grandparent opened as custodian for me as a minor.
The COD states the maturity date was October '98, and ... read more
New Issue CD Available At Scottrade This Week
This will be my first time to invest in a new issue CD so I'm asking the community for their opinion if this is a good investment. I have 15K parked in a IRA that I have not done a... read more
4 Promising 5 Year Cds... Or Duds?
The first is Kearney Bank. Although it states 2.10% on DA, they offer a "Star" deal where you open a checking account and receive 2.25%. I called, and the EWP is 6 mos.... read more
If Interest Rates Rise How Will That Affect CD Rates?
When interest rates go up, how much will a 2 year CD go up from, for example, 1.50 APY? Will the increase be small or more significant? Are we looking at a 2 year CD af... read more
The Fed Signaled That It's Leaning Towards A Rate Hike In June. What Do You Think Will Happen?
Most significantly, will interest rates go up on CDs?... read more
Are HSA CD Rates Tracked Anywhere?
I don't think I've come across HSA CDs before, but today I noticed that Beacon CU offers them.... read more
FDIC Insured Bank Bail Ins....Are We At Risk Of Losing Our Money ?
My 90 year old father heard this on the radio about large banks going bankrupt...derivatives ..fine print in fdic rules etc. and asked me to google it .He wants to know which of th... read more
THE " Future "
I am interested in tomorrow , and , yesterday is why .... read more
WHAT TO DO?
I have $250,000 in CD's that just matured and another $250,000 maturing in a couple of months and another $500,000 maturing next year. I was averaging 3.5%. Now, &n... read more
Who Owns Cash?
If you make a deposit in a Credit Union who owns the cash?
You or the Credit Union?
If a bank goes broke you are a unsecured creditor. The bank owns your money. ... read more
Midfirst Direct Activity & ACH Fees Q.
Hi, Calling any and all MidFirst Direct customers. I have a couple of CDs with MidFirst Direct but no other accounts, thus these accounts have no customer initiated action associ... read more
Can ACH Deposit To Account Be Delayed Multiple Days?
Can an ACH deposit to a savings account be received by the bank or credit union but with instructions not to deposit it to my account until some days later?
I ha... read more
I Have $550K Maturing End Of May With Ally Bank 5 Year Cds. What Would You Do?
1. Put it into 3 different banks at okay 5 year rates to cover fully FDIC protection and wait it out at least a year (next January?). Even if the 5 year rate is poor, in 14-1... read more
Withdrawing Matured Cds From Credit Unions
Can anyone advise if they have had any problems getting a matured CD funds returned back to the owner via paying for it to be wired to one's bank from a credit union? For exa... read more