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Predictions For 2013?
Any predictions about what is going to happen in the areas of primary interest to this forum? CD rates, reward checking accounts, internet banking....?
I think things are going ... read more
Birth Date
Of those brick and mortar banks having on line access, on line only banks and on line broker/investment companies do they all show in online profile a customers birth date? &n... read more
MA And CT Depositors - Read This
How would you like to avoid scams and false advertising? If you want to cut right to the chase and get your 1%+ on liquid MM rates,(and yes...they are FDIC insured accou... read more
IRA Contributions
My husband retired in Jan. 2012 and only received one paycheck for the year. He also received a bonus in Jan. 2012 for 2011 compensation.
Does anyone know is we can contrib... read more
What Are All The Way To Get Tax Deductions?
Hello Friends,
Is it possible to owe nothing in taxes if I use all these deductions? Sources?
Thanks and Regards,
Tony Stevenson... read more
Credit Reporting Agencies
Does anyone know anything about Innovis Credit reporting agency? I never heard of them. I saw it at the www.optoutprescreen.com site. I wanted to stop all the offers I ... read more
No Login At Discover Website
This morning all attempts to login at discover.com failed, evidently because the website is having technical problems (though there is no annoucement on the home page). I wonder wh... read more
"Age-In-Bonds" In 2012 (Scorecard Q3)
For those who missed it, the results for Q3 are in. Bond funds did well, stock funds did much better, CDs flat-lined.
While I understand the reluctance of some to plunk any ... read more
Is It Time To Say "Thanks"
For those with a somewhat balanced portfolio (a modicum of equities as well as fixed-income), one might suggest a full-throated "thank you very much" to this year's stock market ru... read more
Is Your Retirement Portfolio Ready To Do The Twist?
From Morningstar via Yahoo Finance:
The conventional rules of thumb on asset location are pretty straightforward and intuitive. But especially for those nearing or in ... read more
Get A Tax-Smart Plan For Retirement Withdrawals
From Morningstar via Yahoo Finance:
Question: I'm preparing for retirement and trying to figure out where I should go for money to meet my income needs. I understand that it's impo... read more
Pensions: Lump Sum Or Rollover?
According to this article from CNN Money, many companies offer lump sums at retirement, and some have recently given retirees and beneficiaries who are already colle... read more
Is Downsizing Part Of Your Retirement Planning?
According to this Morningstar article,
The financial crisis taught many individuals a harsh lesson about casting their financial lots with a single, illiquid asset: their homes. ..... read more
Interest On CD Added After Maturity?
I never heard of this and so not sure ehat the catch is if any. What question need to be ask for such a thing?... read more
Senior Discounts? With Some Checking Accounts, It's A Senior Penalty
Take checking accounts off the senior discount list. A new report by the Pew Center on the States warns that so-called senior checking accounts may not be a good deal at all. In fa... read more
Strategist Sees 'Ho-Hum' Returns For Next 7 Years
What is the long-term effect of the Federal Reserve keeping interest rates low?
Bernanke is making sure that we don't get a decent risk-free return. It's brutally unfair to ret... read more
Penfed And Opening New CDs
I have an account with Penfed and realized today they do not have Shared Branches. I found out today that one can still open a CD over the phone by giving them your bank's ac... read more
Prepaid Mastercard From Tuxedo
Hi Everyone,
I'm looking for a prepaid credit card and so far I've found a one from Tuxedo prepaid where I'm thinking of applying. I don't have much experience with prepaid cards... read more
It's Not As Bad As You Think
Aside from all the whining and moaning over low interest rates on CDs, when you run the math, it's really not all that bad. For example, would you rather get 50 basis points over i... read more
Can A Bank Force Early Closure On a P.O.D. Certificate Of Deposit?
In order to help me take advantage of a one-per-person limit on promotional CDs, an elderly family member opened one for me in his name, with my money, and with me as the POD benef... read more