Miscellaneous
Latest Discussions
Bank Bank -- Anyone Have A CD With Them?
If anyone has a CD at Bask Bank, can you private-message me? Just have a quick question. There's something I'm curious about with them, but don't want to ask it in pubilc. Thanks.... read more
MACU Has An Incoming Wire Fee? Really?
Of all the CUs I've dealt with thru the years I can't remember ever seeing one charge for an incoming wire. After all, the money is coming into them. I know some banks charge for i... read more
Helpful No-Penalty CD Thread Posted 9/20/2024 by Ken Tumin on X
“After the 50-bp Fed rate cut, time is running out on good No Penalty CD deals. Here are noteworthy APYs as of 9/20/2024:
4.75%, 14mo, Sallie Mae Bank via Raisin
4.55%, 13mo, M.Y... read more
Highest Brokered CD Rates As Of 9/18/2024
As of 11 am EST 9/18/2024, here are the highest rates available at either Charles Schwab brokerage and/or Vanguard brokerage for non-callable, new-issue brokered CDs with terms of ... read more
[Updatable] Savings Account Rate Decreases Thread
With the Fed virtually certain to cut rates in 2 weeks, let this thread be the place to post on, and examine, the various rate cuts that are sure to follow.
Let's see which places... read more
Declining 4-Week Treasury Bill Rates
Like short-term CDs, the yields of 4-week T-Bills are also declining prior to next week’s Fed meeting. As listed in Kirkland’s “Highest Brokered CD Rates As Of 9/11/2024” post, 5.3... read more
Some CDs Still Surviving (For Today, anyway)
Merchant's Bank of IN cut their 12mo CD just like MACU.
But Veridian still has a 12mo Jumbo (100k) for 5.1% or non-Jumbo for 5%
Brilliant Bank still has 4.85 for 15 months
Connexus... read more
Callable CD's - Lessons Learned For Some
In my situation, I needed and wanted the certainty of income so I purchased all, non-callable, 5 year, 5.05% CD's within IRA accounts. With rates going down, I hear from others whe... read more
Live And Learn: Late Withdrawal Penalty
Had recently quite educational experience dealing with Wells Fargo - the most awkward financial institution in existence.
Came to Learn that Matured Certificate, during the grace p... read more
FLEXIBLE Cds MUST COME WITH AN EXCEPT-ABLE FLOOR.
Look at Product FORMULATION. If a FLEXIBLE CD does NOT coma with a REASONABLY Except-able FLOOR, BE SAFE and KEEP Away.... read more
Tru Choice FCU Portland Maine 9.1.2024 Rate Reward Checking UPDATE
summer 2024 teaser rate 8% through 8.31.24 dropped
as of 9.1.24 rate is 5.25%
so far good experience
recommend... read more
Email Notice About The Blog Is Still Coming Through WRONG!!
Copy of what came today- - - -
Today on Deposit Accounts
There is a new blog post on DepositAccounts:
What Is a CD Loan?
.da-table tr:first-child{font-weight: bold; font-size: 15... read more
My Last Day At Lendingtree - Thanks For Your Support Over The Years!
While I enjoyed my time at LendingTree over the last seven years, I feel that it’s time for me to move on. Today, August 2, 2024, is my last day at LendingTree.
I’m very grateful... read more
Highest Brokered CD Rates As Of 9/04/2024
As of 5 pm EST 9/04/2024, here are the highest rates available at either Charles Schwab brokerage and/or Vanguard brokerage for non-callable, new-issue brokered CDs with terms of 3... read more
Time To Evaluate The Fluidity Of Where Your Funds Are Parked
We are in uncertain times and the forecast isn't any clearer. For me with lots of laddered CD's that means settling up a hub account that has no restrictions on pushing/pulling fun... read more
Highest Brokered CD Rates As Of 8/28/2024
As of 10 am EST 8/28/2024, here are the highest rates available at either Charles Schwab brokerage and/or Vanguard brokerage for non-callable, new-issue brokered CDs with terms of ... read more
Highest Brokered CD Rates As Of 8/21/2024
As of 10 am EST 8/21/2024, here are the highest rates available at either Charles Schwab brokerage and/or Vanguard brokerage for non-callable, new-issue brokered CDs with terms of ... read more
Featured CD Rates Available at the Big Four Banks as of 8-14-2024
These featured CDs are not DepositAccounts rate leaders, but they do provide a higher rate than the conventional CDs offered in the big four bank product line. The rates (APY) list... read more
NCUA Insurance And FDIC Insurance Are Similar Now.
https://ncua.gov/consumers/share-insurance-coverage/frequently-asked-questions-about-share-insurance
Put the link in your browser.
This was posted on the NCUA site on May 28, 2024... read more
Roth Ira's
Is my understanding correct? It seems to be very similar as taking your already taxed funds and putting them in an online bank---Except on the bank account you must report interest... read more