Miscellaneous
Latest Discussions
NFCU Processes IRA Charitable Distributions From IRA Account To Your Personal Savings Account Then Issues Check Or Wire Transfer To Charity
What do you think of this …not disclosed until weeks after check issued from savings account to charity…still a direct transfer? Good luck!... read more
Article In Bloomberg
Visa and Mastercard are planning to boost the fees that many retailers pay when accepting customers’ credit and debit cards. The additional Visa charges will be for online transact... read more
Retirement On A Shoestring
For those DA readers who are retired (or soon to retire) and on a limited income, what are some of your strategies for enjoying your retirement years on a shoestring budget?
For t... read more
5-Year @ 5.07% Tax-Equivalent Yield
Today the 5-year Treasury Note hit a yield of 4.49% (see: https://home.treasury.gov/resource-center/data-chart-center/interest-rates/TextView?type=daily_treas... ). Depending ... read more
A US Bank Is Denying Access To Funds And Freezing Accounts
https://dailyhodl.com/2023/08/19/a-us-bank-is-denying-access-to-funds-and-freezing-accounts-leaving-...
More "suspicious activity" BS!!... read more
Regulation E Explained
https://www.usatoday.com/money/blueprint/banking/what-is-regulation-e/... read more
Vanguard Now Displays Brokerage Account Intrest Rate
Noticed recently that Vanguard is now displaying the 7 day yield for my brokerage account in the account view. VMFXX is paying 5.25% 7 day yield.... read more
Rogue Banks Freezing Accounts Denying Access To Funds For Weeks And Months
I'm not sure if this topic has been covered yet, but I'll put it out there as this seems to be an emerging conversation.
More and more internet banks and fintech firms are advertis... read more
unable to post in Promotions, Deals And Rate Changes section. (Fierce isn't listed)
fintech Fierce – earn 5.25% APY on cash, FDIC-insured (via phone app).
"Banking services provided by Cross River Bank, Member FDIC."
"No fees, no minimums, no lockups. Free debit c... read more
Credit Union Of Southern California Merging With Pacific Transportation CU
Credit Union of Southern California will be the one that comes out on top when the merger is done on Sept. 1. Pacific Transportation CU will then be a division of SoCal, and contin... read more
Fidelity Now Offers Fractional CDs
https://digital.fidelity.com/prgw/digital/finewissues/
A certificate of deposit, or CD, is a federally insured savings deposit that offers a fixed interest rate with the assumpti... read more
Here Comes The Tsunami Of Longer-Term Treasury Notes & Bonds: Monthly Auction Sizes +60% By August Next Year
https://wolfstreet.com/2023/08/02/here-comes-the-tsunami-of-longer-term-treasury-notes-bonds-monthly...... read more
Federal Reserve FOMC Statement, 7-26-23
https://www.federalreserve.gov/newsevents/pressreleases/monetary20230726a.htm... read more
Comparing The Tax-Equivalent Yields Of A 6-Month T-Bill And A 6-Month CD As Of 7/21/2023
This post revisits and updates my previous 1/6/2023 post (https://www.depositaccounts.com/community/misc/51048-comparing-taxequivalent-yields-6month-tbill-6mo...) with current T-bi... read more
Southwest Airlines $500 Egift Card - Save $50 Each
WWW.COSTCO.COM
Your Price $449.99
Delivered Via Email
===> Last Day to Buy is 7/23/23 <===
Features:
Redeem Online, At Ticket Counter Or Call 1-800-I-FLY-SWA®
Valid Only For Sout... read more
FAQ Re USALLIANCE July 18, 2023 Upgrade.
https://go.usalliance.org/digital-banking-upgrade?utm_medium=email&_hsmi=266344142&_hsenc=p2ANqtz--T...... read more
ACH Push Or Pull: The Right Way To Transfer Money (Via Harry Sit/The Finance Buff)
https://thefinancebuff.com/ach-transfer-push-pull.html... read more
The Four Pillars Of Investing Book (Via Jonathan Ping/Mymoneyblog)
https://www.mymoneyblog.com/bernstein-four-pillars-podcast.html?lctg=103035184... read more
Brokered CD: There Is A First Time For Everything
Want to start off by saying I have had this brokerage account at one of the major brokers for 30 years and have bought many broker CD's and other assets with rarely an issue. Well ... read more
USAA FSB Putting 7 Day Holds On ACH Transfers Over 2500.00
I have been a USAA member for more than 40 years and have never had the following issue occur before this year. In May, I initiated a 3600.00 ACH transfer from the USAA website, tr... read more