Miscellaneous
Latest Discussions
Outage Message On ALLY Webpage:
"We're taking a time out for tech maintenance this Saturday, starting at 2:00 AM ET. Some online services, like real-time transaction and account info won’t be available. Everythin... read more
Savings Account Vs. CD: Which Is Smarter Right Now?
https://www.investopedia.com/savings-account-vs-cd-7546486... read more
I Closed A Savings Account In A Credit Union In Florida Yesterday.
She said to check it in a few days to make sure it didn't just have a zero balance but that the account was closed.
Actually when I went into my checking account here in Michigan... read more
Quarterly Ratings Have Begun To Come In
Both Ken and Bauer have now published their bank health reports based on Q1 2023 data. The world awaits their health reports for credit unions. These reports always appear just a b... read more
The CREDIT UNIONS HEALTH RATINGS ARE ON LINE NOW
ON THIS SITE!!!!
THANK YOU TO KEN AND HIS TEAM.... read more
Social Security Projections For 2024.
https://thefinancebuff.com/social-security-cola-projected.html
You want a lower Social Security COLA, which means lower inflation and lower expenses.
Some people say that the gov... read more
Deposit Accounts Credit Union (DACU)
Here's a crazy idea. And if it ever happens years from now, you can look back to this post.
With so many CUs expanding their Fields of Membership, why join dozens of them to get a... read more
Juneteenth Reminder
Just a brief reminder that the Juneteenth National Holiday will be celebrated one week from this coming Monday. Be aware many financial institutions will be closed that day.... read more
Brokered CD Vs Direct CD Vs Treasury: Is It Worth It? (The Finance Buff/Harry Sit)
https://thefinancebuff.com/brokered-cd-vs-direct-cd-vs-treasury-worth-it.html... read more
63 Iowa Credit Unions Sue NCUA For $4.2 Million In Corporates’ Recovered Assets
Sixty-three of Iowa’s 75 credit unions are suing the NCUA for $4.2 million in recovered assets following the liquidation of the nation’s largest corporate credit union, U.S. Centra... read more
Latest Treasury News
https://www.treasurydirect.gov/instit/annceresult/press/preanre/2023/SPL_20230607_1.pdf
Discussion focuses on initial increases in bill issuance focused on shorter terrm securiti... read more
Northwest Federal Credit Union.
I recently transferred a Roth to them for the 5 yr 4.85% IRA rate.
I have already had 2 phone calls from them asking me about the
service, if I had any questions about the CD, th... read more
Sofi Adding Beneficiaries
Looks like they are finally allowing you to add. That was a big complaint from many... read more
Which Credit Union(S) Should I Join/Do you Recommend?
I realize many people might answer "Whichever one has the current hot deal."
But I'm curious to get responses from you about what credit unions you think it's good to be a member ... read more
Problems With Apple Saving Account
https://www.theinformation.com/articles/a-total-nightmare-transfer-delays-with-new-apple-goldman-savings-accounts-prompt-complaints
A transaction that was supposed to take one to... read more
The 6% U.S. Treasury Has Arrived!
Bills maturing around the new perceived X-date are now over 6.2%. June 6 & 15 maturities. Time to hold ‘em or fold ‘em.
Admittedly we’re not talking get rich quick here as th... read more
Ally Bank Is Renaming Your Accounts
Email from Ally this afternoon:
"Between now and the end of June, your Ally Bank Interest Checking Account will be renamed to Spending Account and your Online Savings Account will ... read more
NCUA Q1 2023 Call Reports Have Become Available
You can check out your credit union by starting here:
https://mapping.ncua.gov/ResearchCreditUnion... read more
I Recommend Everyone To Get A Copy Of Their Early Warning Services Report
Early Warning Services allows people to get a free copy of their consumer report, and I recommend everyone look at the data contained. You might just be surprised that all of your ... read more
EDUCATION AND STRATEGIES
STOP POLITICAL POST BOMBING DEPOSIT ACCOUNT INTEREST RATES
All members CONTAMINATING Interest Rate discussion with YOUR Red Blue views.
Serious? about the "Education" you think you... read more