Miscellaneous
Latest Discussions
Seattle Bank - Carefully Review What You Sign
I am trying to open a trust cd at Seattle Bank. They give you lots of paperwork for each and every cd separately. I want my cd to be in the name of my trust. I already have one CD ... read more
FDIC Creates A Deposit Insurance National Bank Of Santa Clara To Protect Insured Depositors Of Silicon Valley Bank, Santa Clara, California
https://www.fdic.gov/news/press-releases/2023/pr23016.html... read more
Silicon Valley Bank Collapses After Failing To Raise Capital- March 10, 2023 CNN
FYI- This bank which just went under rated an A in Financial Health (A+ Texas Ratio, B+ Texas Ratio Trend, A+ Deposit Growth, C- for capitalization). That said, the data reported r... read more
Discover Bank Re-Enters The 5-Year, Non-Callable, Brokered CD Arena
After an absence of a few months, Discover Bank re-enters the 5-year, new issue, non-callable, brokered CD arena. Discover Bank is currently offering the following new issue, non-c... read more
This Is When Your MMF Type Matters.
Given the unprecedented speed of the failure of Silicon Valley Bank (Top 20 U.S. bank a few days ago), and to a lesser extent Silvergate this is one of those rare times when one sh... read more
Actually, The US Can Default On Its Debt
"Since 1866, when the 14th Amendment was adopted, the U.S. government has defaulted on its debt obligations not once, not twice but at least three times.
The most notable of these... read more
Navy Federal EWP Waived!
Just talked to a rep, this is the LAST day to trade ANY LONGER certificate for the 15mo 5% special. They will NOT let you put it on any other shorter term. But will waive fee for a... read more
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Tax Season Is Here. Want To File Early?
If you pride yourself on filing your taxes early, and if you wake up the morning of Super Bowl Sunday and still have not filed: shame. You missed early filing by about three weeks!... read more
Alliant CU Back At It, Kicking Out Members. Watch For Snail Mail Letter.
Alliant CU members only:
Be on lookout for bad news possibly arriving in your mail. As has happened the last couple of years following their February annual meeting, Alliant is on... read more
NO POD CHANGES AFTER CD OPENING AT UFCU!!!!!
I'm freaking out. I opened a 5% CD at University FCU online, and was not given the option to add POD's. I called in and was told by a rep that I could add them later, that all I ha... read more
Bask Bank Now Adds Joint Accounts
Looks like Bask bank finally allows joint accounts... read more
6 Year Cd At Department Of Commerce Federal Credit Union
6 year cd's are hard to find, and I guess most people aren't really that gun ho for them.
Has anybody else out there bought the 6 year 4.23 percent department of Commerce federal ... read more
Primis System Problems
Just in case anyone looks here first, be aware that Primis is having problems and if you need to enter the 6-digit code each time you log in, you currently cannot log in, because t... read more
Credit Karma Average Rating Is Wrong
Average rating is 3.5 stars based on 2 reviews, but individual reviews each have 1 star. Last time I checked the average of 1 and 1 is 1, not 3.5.... read more
Another Week Of Highs For T-Bills...And T-Notes Are Now Getting In On The Action
Treasury bills and notes had another week of rising rates. I was doing some analysis for myself and was struck by the magnitude of what is going on. So, I thought I would formalize... read more
Can Cd Penalties Deduction On Taxes
Can I deduct penalities from my taxes that amount to over a thousand dollars. I have heard different answers so please try to be accurate if possible... read more
Tax Advantage Of A Treasury MMF
Money market funds don’t have FDIC coverage, but they do offer a useful alternative to savings accounts for liquidity. Although money market funds are considered extremely low-risk... read more
Brokered Non-Callable FIVE Year CDs @ 4.5%
Charles Schwab and TD Ameritrade have the following:
State Bank of India NY 4.5% CD 02/28/2028... read more
What Are Money Market Funds?
"A money market fund (MMF) is an open-ended investment fund that holds short-term debt issued by governments, banks, and large corporations..."
https://monevator.com/money-market-... read more