Miscellaneous
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Ketchup Inflation
Have you seen the price of Heinz ketchup recently? It's insane!
Kraft Heinz says during the fourth quarter, their prices in North America were 14.2% higher than a year ago.
Now ... read more
3- And 6-Month Treasury Bills Auction To Record Investment Rates Today Of 4.802% And 5.030%
3- and 6-Month Treasury bills hit new highs in today's Treasury auction with investment rates of 4.802% and 5.030%, respectively.
To put this in perspective, I will use RichardW's... read more
Never On Sunday? - Not Any Longer!
With all due respect to Melina Mercouri, this is not about her famous movie.
Instead, this is about banking. Today is Sunday; it's Super Bowl Sunday to boot. That's almost like a ... read more
Ibond Income With Respect To Decedent And Accruel Method Starting.
Hi all. This is just food for thought. When I go to my tax preparer at the end of February I will have more to share. This is as far as I know. I hope it inspires some of you.
1)I... read more
BEWARE - USALLIANCE FINANCIAL Will Not Mail Checks For Less Than $250
Called to close account (balance $149) and asked to mail check. Rep said they will not mail check unless over $250. They "keep the funds." Politely objected. Rep consulted manager.... read more
A Guide To The Fed: Whose Words Carry The Most Weight
"...If you only listen to one person at the Federal Reserve, make it Jerome Powell. First appointed chairman in 2018 and expected to serve until May 2026, he’s not only the chief s... read more
2-, 3-, 4-, 6-Month And 1-Year Treasury Bills All Set Record Highs Today For The Current Rate Cycle
2-Month 4.77%,3-Month 4.77%
4-Month 4.87%
6-Month 4.90%
1-Year 4.88%
And, the 1-Month is at 4.66%...just 4bps shy of its high for this cycle.
All of these are like... read more
I Bond Interest Confusion (From The Oblivious Investor)
“I purchased $10K worth of I-Bonds for the first time in 2022, specifically on July 1st, when the annualized interest rate was 9.62%. Funds left my bank account on that same day, J... read more
Form 1099 R
When my mom passed. A IRA was distributed to 3 children. Nothing withdrawn just distributed 3 ways to inherited iras. Now receiving a 1099 R. Need to file final taxes. Anyone know ... read more
GM Right Notes Now 4.86% APY
GM Right Notes just went up to 4.75% APR which is 4.86% APY.
I'm hoping Dominion Energy Reliability Investment (DERI) matches them on Monday.... read more
I Bonds SNAFU
This is likely appearing too late to help many people. I'm sorry.
Right or wrong I waited until today (1/27) to buy my first tranche (the $10,000 e-tranche) of I bonds. I had it i... read more
Penalty On Early Withdrawal Of Savings - Report On Schedule 1 (Form 1040)
Just a reminder to all those that took early withdrawal penalties in 2022, your 2022 1099-INT will show your early withdrawal penalty in Box 2. Box 1 will include your total intere... read more
Economic And Interest Rate Impact Here Of Possible Wider War In Europe
Things aren't great in Europe. If you want to delve into intercontinental nuclear war, please start another thread. This is about possible wider conventional war in Europe, outside... read more
Crypto Banks Borrow Billions From Home-Loan Banks To Plug Shortfalls
Two of the biggest banks to cryptocurrency companies are rushing to stem a flood of customer withdrawals by borrowing billions of dollars from Federal Home Loan Banks, the system o... read more
Western State Bank (ND) Wrong Link On This Website
www.westernbanks.com
Bank page is for a bank in North Dakota, but the link brings you to a bank in Arizona!... read more
Social Security Wage Taxable Maximum Up $13,200
The Social Security taxable maximum is adjusted each year to keep up with changes in average wages. The 2023 tax limit is $13,200 more ($160,200) than the 2022 taxable maximum of $... read more
[Time-Out...] A Great Credit Union/Bank Road Trip?
You know how there are Disney fans that will visit every Disney park in the world? Or divers who will visit all the famous dive spots of the world?
I'm sure a lot of us here at DA... read more
I Opened A CD Recently With A Credit Union In Michigan For
Michigan residents only.
I went to the website today for the first time. They actually had a place for the all the interest for all of the year for each account posted and the sum... read more
Comparing The Tax-Equivalent Yields Of A 6-Month T-Bill And A 6-Month CD As Of 1/5/2023
If you are planning to buy some short-term CDs soon, don’t forget to consider short-term Treasurys. Depending on your taxable income and state of residence, their tax-equivalent yi... read more
For Those That Live In Michigan Or Florida And Want
a close credit union for their savings, Lake Michigan Credit Union has a savings account for their emergency funds starting at $25,000 paying 3.30%. Not the highest rate but it is ... read more