Miscellaneous
Latest Discussions
9 Year CD That Pays 6.5%+ (stock investment discussion)
Ok, its not a CD, its a stock that will very quickly become an NYSE listed preferred stock.
It trades at roughly a 9% discount to its $17.80 value at closing...on Feb 6th.
Its a ... read more
Just Got A Really, Really Scary E-Mail From Penfed
It purports to be from PenFed, but I'm wary. It claims to want to hook you up with their financial advisors, but the telephone numbers don't match. Could it be a phish? Be careful ... read more
Viewing Full Rate History
Example, I want to see Ally Bank's 5-year CD rates since DepositAccounts.com has been tracking it.
I can go to:
http://www.depositaccounts.com/ba...ank.html#c... read more
Wikileaks 3/7/2017 Dump Confirms Deposit Spreading Decision
Today's Wikileaks dump, speaking in general, give pause to a rate chaser like me. Let's look at the available options:
***Cease rate chasing, use local institutions only, and esch... read more
Chase Is Again Mailing Out The Checking And Savings Bonus Of $500.
Received another mailing of the Chase offer of earning $500. Sent it to my son. Watch the mail. Received one each of the last 3 months. If someone is interested call them and maybe... read more
TD Ameritrade Callable Step-Up CD Offering
I frequently get notices of new issue callable CDs from TD Ameritrade, but this is the first one that seemed to offer reasonable rates.
If you do not currently have an account at ... read more
What Happened To Bankaholic.Com?
Does anyone know what happened to bankaholic.com? I haven't seen any new postings since August 19, 2016.... read more
E*Trade's New "Improved" Bill Pay System
Three new features that have implemented:
1 - Funds are now withdrawn from account on the day that the check is issued. Previously, funds were withdrawn on the date that the check ... read more
NOMOROBO --Update
Even though this has nothing to do with finance etc----
I posted this site on a comment to a posting a while back and just discovered how responsive this site is.
The pharmacy I r... read more
Jack Bogle On The "Terrible Two's"
https://www.cnbc.com/2017/02/21/jack-bogle-doesnt-feel-super-confident-about-the-market-rally.html
Feel sad about that 2% CD? Don't.... read more
Chase Bank And New Cash Deposit Rules
I was wondering if anyone has encountered what is going to be the new rules for "any" bank cash deposits as of March 1, 2014? I just returned from my local Chase Bank to depo... read more
Suntide CU Proposes To Merge With Penfed
Received a letter from Suntide CU that they are proposing to merge into PenFed. All eligible members would be paid a 1% special dividend based on regular share account balances as ... read more
Do Bond Funds Have A Place In Your Portfolio?
For many folks, contributions to 401K accounts are about as good as it gets. Periodic contributions, perhaps an employer match, what's not to like? Well, for one thing, the fact th... read more
Is The 4% SWR "Rule" Of Any Relevance Today?
The 4% Safe Withdrawal Rate (SWR) was always the default. For many years, financial planners, bloggers, and others touted the "4% Rule". If you saved for retirement, in a mix of eq... read more
1099 On IRA Account
I got in a 1099R from my IRA CD which got transferred to another credit union. They had coded it as an IRA Rollover, showed the dollar amount, then showed the taxable amount as zer... read more
Can't Make Paragraphs ? How To.
I can't believe ya'll can't figure how to work this out.
1..Type your reply, just a line or two.
2.. Post the comment.
3.. Click Edit.
4.. Correct or Continue your post with Para... read more
Majority Of Americans Are Data Breach Victims, Survey Finds
The study found that consumers largely fail to pursue even the simplest method of protecting themselves by ignoring password safety guidelines.
https://www.consumeraffairs.com/new... read more
Trick To Bypass Chip Reader
I know a lot of us are frustrated with chip readers processing a purchase as a debit instead of credit, which results in the transaction not counting towards the 12 required point-... read more
Will You Outlive Your RMDs?
For those of us turning 70 this year (as my wife and I are), the question is whether we might outlive our RMDs. The easy answer is "no". By definition, RMDs are based on life expec... read more
Chase Again Offering A $500 Bonus With Checking And Savings.
It was in the mail again today. Keep $15,000 in an account for 90 days. Keep an account open for 180 days.... read more