Miscellaneous
Latest Discussions
Documentation From XCEL FCU
I encourage everyone opening a CD at XCEL to carefully read the "Terms and Conditions of Your Share Certificate Account" which the credit union mails to you after you open a CD.&nb... read more
Be Sure You Explicitly Log Off From Any Financial Site.
Just closing your browser isn't enough. Late one night I was doing financial stuff online. Merely shut down the browser after each site, as I always have done. Some time later I&nb... read more
Extra Benefits For My Friend.
One of the local credit unions advertised a pretty good dividend on one of their short term CD's. It had a free withdrawal and since one of my friend sin... read more
Merry Christmas And Happy Hannuka!
happy holidays to all at deposit accounts.com. Hoping we all get an increase in rates for the upcoming year! Thanks for your great work from this website. Dave.... read more
Building An IRA CD Ladder From Scratch
For a person who has worked for a number of years with a 401K, the concept of a ladder of IRA CDs sounds great. The question remains, how do I do it?
1. Limited options in 4... read more
The Bond Fund Rout Continues
For those who have followed my posts, you might have noted I am no fan of bond funds in a rising-rate environment. The rout continued today, when VBTLX (your garden-variety interme... read more
Is Your Parent's Asset Allocation Appropriate These Days?
I have read so much here (and elsewhere) about the "beauty" of a "set-and-forget" 50/50 (or 60/40) asset allocation. Backward-looking analyses (of which there are as many as there ... read more
Assisting Aging Parents With Financial Matters
The Morningstar article suggests that early and open communication is key to broaching the topic and offers ideas on framing the conversation. Read more here.... read more
EWP For IRA CDs
This is only just a heads up. The scenario:
You have an IRA CD. You decide to close it before maturity, for whatever reason, and pay the penalty.
The rub:
IRS rules ... read more
Multiple "...New Notifications On DA" E-Mails
Minor bug? The past two days I have received two identical
"You have nn New Notifications on DepositAccounts.com."
e-mails; their time stamps... read more
Missing Web Site
Use bankingmyway.com daily. Can't log in effective today, it redirects to thestreet.com. They (thestreet.com) says they cannot help. Is anybody else having this problem and any sug... read more
MutualOne Site Upgrade
Important: Our Online Banking Platform Is Changing Online Banking will not be available
from 4pm October 21 to 1pm October 26 We will be moving online banking users to a new pl... read more
Safety Of Online Banking
Hi. I'm thinking of opening up an online savings account at either Ally, Synchrony, or American Express for their better interest rates than the banks in town.
Perhaps I'm just bei... read more
The Best Argument Ever Made For Laddered CDs In Retirement
Dr. William Bernstein is noted in some circles as a "contrarian". His principle: "once you have won the game, why keep playing?" is derided by some who view investing in laddered C... read more
Ken Tumin's Comments On Wells Fargo Quoted By The AP
I noted this over in the blog in the recent thread on Wells, but for those who might have missed:
http://www.atlanticbb.net/news/re...argo_her..
Skip to the last page for Ken's c... read more
New Design
I use FF. When click on the Forum menu item the sub-menu appears, but the default action of showing the User Community seems to override any attempt on clicking the Lat... read more
Waiting Until 70 For SS
I have read several articles lately about those who have waited to collect SS until 70. If they are not working they have to sign up for Medicare. They are shocked becau... read more
Social Security Temporarily Rolls Back Required Multifactor Authentication When You Access Your Account
via Email this morning from Social Security Administration:
On July 30, 2016, we began requiring you to sign into your my Social Security account using a one-time code sent ... read more
Pacific Transportation FCU Blocks Its Debit Card In Texas
I just got a notice from Pacific Transportation Federal Credit Union, which has four branches only in California, that it is blocking use of its Mastercard debit card in Texas, cit... read more
Alliant Credit Union Increases Daily Mobile Deposit Limit
Information received via email this evening:
Dear (PearlBrown):
We have great news for you (and your wallet). Members asked to deposit larger amounts using the Alliant Mobile Ban... read more