Miscellaneous
Latest Discussions
Primis Now Offering CD's Through Raisin
I've always been skeptical of Raisin and Primis---Only gut feeling with no stats or negative facts to base that on. Just seems odd to see them now together.... read more
FLEX CD FOR ONE YEAR
Want to open FLEX CD for one year accounton line .
What is the promotinal rate ?
What is the complete process ?
Please guide me .Thanks... read more
Can't Get Through To GTE This Morning
. . . Understandably, in the wake of the destruction that Hurricane Milton has wrought.
I have a pair of CDs that mature today, with scheduled closeouts. Unfortunately, per usual,... read more
Highest Brokered CD Rates As Of 10/09/2024
As of 10 am EST 10/09/2024, here are the highest rates available at either Charles Schwab brokerage and/or Vanguard brokerage for non-callable, new-issue brokered CDs with terms of... read more
Do Not Open A CD At State Dept Fed CU Unless You Send Wire Transfer
My husband made a $100k+ deposit by check (the check was drawn on another credit union) at SDFCU at a shared branch and tried to open a CD by calling the CU. SDFCU will not open th... read more
How'd You All Do This Time? / Deposit Resources Today / CD Income / Misc Ramblings
Done! I had my larger CDs mature after rates started dropping, but I thankfully managed to get the last of the good deals: just-shy-of 5% to 5.25% for 12, 18 and 24 months. I was l... read more
If Your Cd Matures On Long Holiday Weekend
I didnt plan it this way but I have 2 cds that will mature on the Sat of a long holiday weekend. That means the money will be stuck there for 3 days. Will i still get interest for ... read more
WSJ Podcast Transcript: Banks Are Calling Back Some High-Yielding Cds As Rates Fall
J.R.Whalen: Here's your Money Briefing for Friday, October 4th. I'm J.R. Whalen for The Wall Street Journal. As the Federal Reserve raised interest rates, high-yielding certificate... read more
How Long To Hold Onto The Dwindling HYS Accounts
Amazing how clear hind sight is. In my scenario, I don't need the liquidity of the HYSA, I just used them because of the good rates without being locked in. For my situation it wou... read more
A Scenario I’Ve Never Encountered
About a year ago a close family member of mine (not wife or child) passed away and I was faced with the necessity of removing that person as named beneficiary of certain of my fina... read more
Fixed Immediate Annuities
Do fixed immediate annuities make sense for individuals who are:
1. Not in good health, and/or
2. Do not have a family history of longevity better than the average mortality used b... read more
Fixed Immediate Annuities
These annuities make sense only in two mutually inclusive situations:
1. The annuitant has good reason to believe (s)he will outlive the mortality rate used by the insurer in figur... read more
Treasury Yields as of 10-3-2024
The Treasury Par Yield Curve Rates as of 10/3/2024 for various Treasury terms are listed below. (see: https://home.treasury.gov/resource-center/data-chart-center/interest-rates/Tex... read more
[PSA] ATTN: Those Aged 60-63 In 2025 Can Contribute More To Your IRA!
For those who didn't know, or as a reminder for those who knew to plan ahead, starting in 2025, those who will be 60-63 anytime in 2025 will be able to contribute more to their IRA... read more
Highest Brokered CD Rates As Of 10/01/2024
As of 5 pm EST 10/01/2024, here are the highest rates available at either Charles Schwab brokerage and/or Vanguard brokerage for non-callable, new-issue brokered CDs with terms of ... read more
Advancial 5 Year Jumbo Drops (4.47% -> 4.09%)
Looks like all their rates have dropped, most significantly the 5 year jumbo. Looks like DA has already updated this change. Advancial appears to be the one institution that does n... read more
Bask Bank Drops To 4.85% From 5.10% On Oct 1, 2024
Bask Bank drops to 4.85% from 5.10% on Oct 1, 2024... read more
How Important Is A High-Yield Savings Acct To You?
How many of you actually keep a good portion of your funds in a savings account instead of a CD?
I've been on DA for 10+ years, but always to find a good CD rate, not for savings ... read more
Capital One
Capital One lowers rates on all of their 12 CD products, and their 360 performance savings rate dropped from 4.25% to 4.10%.... read more
Highest Brokered CD Rates As Of 9/24/2024
As of 5 pm EST 9/24/2024, here are the highest rates available at either Charles Schwab brokerage and/or Vanguard brokerage for non-callable, new-issue brokered CDs with terms of 3... read more