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D.C. Court Hears High-Stakes NCUA Case Testing Limits Of White House Authority
Posted: 1 hour ago by Ally6770  |  0 comments  |  Financial News

WASHINGTON—With similar arguments as another case that could upend long-standing legal precedent and redefine the limits of presidential power over read more

Fed Sees Higher Inflation And Lower Growth Ahead.
Updated: 1 hour ago by Ally6770  |  6 comments  |  Financial News

Fed Leaves Rates Unchanged For Now. (Let's see if the Banks/CUs hold off too, or if more keep slashing savings rates anyway for profit). NY Times: "Fed read more

Social Security Do-Over: Claim-Suspend-Restart
Posted: 7 hours ago by RichardW  |  0 comments  |  Financial News

Some people regret their decision to claim Social Security early, well before their full retirement age (FRA). Fortunately, a "do-over" option is read more

Highest Brokered CD Rates As Of 06/20/2025
Posted: 12 hours ago by Kirkland  |  0 comments  |  Miscellaneous

As of 11 am ET 06/20/2025, here are the highest rates, at either Charles Schwab brokerage and/or Vanguard brokerage for non-callable, new-issue brokered read more

What Happens When Your CD Matures On A Weekend/Holiday?
Updated: Jun 19, 2025 by Mark11  |  14 comments  |  Miscellaneous

I have never paid much attention to what happens if my CD matures on a weekend/holiday but here’s my experience with three such CDs this year: Ally Bank: read more

Elevault Savings Account 4.60% APY
Updated: Jun 18, 2025 by midas89  |  24 comments  |  Bank Deals

Elevault Savings Account is 4.60% APY. (This account will be listed at the great Deposit Quest in their weekly "Best Nationally Available Savings/Money read more

Ally Rate Changes as of 6-18-2025
Updated: Jun 18, 2025 by GH1  |  3 comments  |  Bank Deals

Ally lowers the rate of their Savings and Money Market Accounts. They also lower the rate of their No-Penalty CD. Ally rates (APY) as of 6-18-2025 read more

Barclays Rate Changes as of 6-18-2025
Updated: Jun 18, 2025 by RichardW  |  1 comment  |  Bank Deals

Barclays lowers the rates of their Tiered Savings. Barclays rates (APY) as of 6-18-2025 include: Tiered Savings @ 4.10% (was 4.20%) Tiered Savings @ read more

Synchrony Rate Changes as of 6-18-2025
Updated: Jun 18, 2025 by RichardW  |  1 comment  |  Bank Deals

Synchrony lowers the rates of 2 CDs and increases the rate of 1 CD. Synchrony Bank rates (APY) as of 6-18-2025 include: High Yield Savings @ 3.80% (no read more

Cit Bank's New Offer
Updated: Jun 17, 2025 by happyharold4  |  13 comments  |  Bank Deals

I just went to move a large sum and this new pop-up came on the screen---The offer is for 0.049 above whatever their rate is for the next 12/mos---But it read more

US Alliance CU: 11 Month No Penalty CD At 4.2%
Updated: Jun 17, 2025 by GH1  |  6 comments  |  Bank Deals

When I logged on to may account this offer came up.

Best Interest Rates on Cash as of June 2025
Updated: Jun 17, 2025 by gbp84  |  1 comment  |  Financial News

A survey of the best interest rates on: CDs, HYSAs, Rewards checking accounts, Treasury Bills, Money market mutual funds, Ultra-short Treasury ETFs, and read more

Add-On Cds-No Penalty Cds In Case Of Rate Cuts
Updated: Jun 16, 2025 by Ally6770  |  31 comments  |  Bank Deals

In case of rate cuts Ken posted a thread on X https://x.com/KenTumin/status/1930313838882177227 about 4.25% APY Add-On CD https:// read more

Freedom Northwest CU -- 13-Month CD, 4.53% APY (also 33-Month, 4.17% APY)
Updated: Jun 16, 2025 by Lustily3522  |  7 comments  |  Bank Deals

"Now offering a 4.53% APY 13-Month CD Special OR a 33-Month 4.17% APY CD. Membership and CD minimum requirements apply. Contact us for more read more

5-Month 9.50% APY CD Min. $500 Max $3,000 SoCal ONLY
Posted: Jun 14, 2025 by ichaelm  |  0 comments  |  Bank Deals

You must live or work in Orange, Los Angeles, Ventura, Imperial, or San Bernardino Counties. You must also have an active checking acct. Active is defined read more

CIT Bank Platinum Savings Rate Lowered From 4.10% APY To 4.00% APY
Updated: Jun 13, 2025 by happyharold4  |  4 comments  |  Bank Deals

New CIT Platinum Savings rate of 4.00% APY effective June 12, 2025. For those CIT Platinum accounts with higher promo rates, expect your current promo read more

Taking Social Security Early Vs Waiting With Inflation
Updated: Jun 13, 2025 by Ally6770  |  45 comments  |  Miscellaneous

Wanted to do some calculations about taking Soc Security early (62) vs waiting until Full Retirement (67) and had a couple questions. Though I won't have read more

Northern Bank Direct 9 Month CD 4.50%
Updated: Jun 12, 2025 by RZ  |  3 comments  |  Bank Deals

Northern Bank Direct is currently offering a 9 month 4.50% CD. They also have a 6 month 4.00% CD. The rates on all their other CD terms are only 3.50%. read more

Leader Bank 5% APY Savings
Updated: Jun 11, 2025 by midas89  |  8 comments  |  Bank Deals

To receive the 5% rate, you must open Zeugma Plus savings and checking accts, make at least 3 debit card transactions and receive a DD of at least $1k read more

The New 1St Quarter Information Is On This Site Now.
Posted: Jun 11, 2025 by Ally6770  |  0 comments  |  Miscellaneous

Haven't looked in a while and checked this morning and both the banks and credit unions reports are there in the ones I checked. If anyone uses it - - read more

Does Your Credit Card Allow You To Make A Payment With A Zero Balance?
Updated: Jun 11, 2025 by Rickny  |  7 comments  |  Miscellaneous

Years ago the credit cards I still use would allow you to make a payment even if you had a zero balance (making a payment before you owed anything). But read more

Best Internet Only Bank Or CU
Updated: Jun 11, 2025 by NYCDoug  |  1 comment  |  Ask The Community

By best I mean super easy to open an account, fund said account & close account,

Eagle Bank Lowers 12 Month CD To 4.45% And 24 Month CD To 4.40%
Posted: Jun 10, 2025 by gbp84  |  0 comments  |  Bank Deals

Eagle Bank lowers their 12 month CD to 4.45% from 4.55% and their 24 month CD to 4.40% from 4.45%. Eagle Bank’s 18, 9 & 6 month CDs and HYSA remain at read more

Barclays Rate Changes as of 6-8-2025
Updated: Jun 10, 2025 by happyharold4  |  7 comments  |  Bank Deals

Barclays raises the rates of their Tiered Savings and Online Savings accounts. The rates of their CDs remain the same. Barclays rates (APY) as of 6-8-2025 read more

Advancial FCU 5 Year Jumbo CD At 4.20% Apy
Updated: Jun 10, 2025 by belko  |  3 comments  |  Bank Deals

Advancial FCU bumped their 5 year jumbo share certificate from 4.09% apy to 4.20% apy. It requires a 50K minimum. Not a big jump but it does put it toward read more

$450 Checking Bonus With $2,000 Direct Deposit In 90 Days
Updated: Jun 10, 2025 by Rickny  |  8 comments  |  Bank Deals

First Horizon is offering a $450 bonus on their checking accounts. Only their FirstView Checking Account has no fees with e-statements. Lowest opening read more

Xtraordinary Checking Used To Be 1.75% Now 5%
Updated: Jun 7, 2025 by IGR  |  5 comments  |  Bank Deals

I just got an email from them about this. https://www.connexuscu.org/xtraupdates?utm_campaign=250602checking&utm_source=sfc&utm_med read more

Newtek Bank 6 Month 4.50% CD
Updated: Jun 6, 2025 by evol97  |  2 comments  |  Bank Deals

Newtek Bank also has a 9 month 4.40% CD, a 12 month 4.25% CD, and 18 & 24 month 4.20% CDs. All CDs have a $2,500 minimum. https://www.ne read more

Highest Brokered CD Rates As Of 06/05/2025
Updated: Jun 6, 2025 by Kirkland  |  3 comments  |  Miscellaneous

As of 9:00 am ET 06/05/2025, here are the highest rates, at either Charles Schwab brokerage and/or Vanguard brokerage for non-callable, new-issue brokered read more

Sallie Mae Bank Rate Changes as of 6-5-2025
Updated: Jun 6, 2025 by RichardW  |  1 comment  |  Bank Deals

Sallie Mae Bank raises the rate of their 24-month CD. The rates of their other products remain the same. Sallie Mae rates (APY) as of 6-5-2025 read more

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