Dedicated to Deposits: Deals, Data, and Discussion

5.25% 15-Month / 4.95% 7-Month CD at a MD/NJ/DC Credit Union (Andrews).

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Update 4/03/08: The CD rates were slashed. Please refer to the credit union's website for the latest rates.

Andrews Federal Credit Union has two very competitive certificate specials. One is a 5.25% APY 15-month CD, and the other is a 4.95% APY 7-month CD. The minimum deposit is $1,000. These are also available in an IRA.

Update 3/25/08: A commenter mentioned that there's a cap of $2,500 on the CD if you apply and fund the account online. However, there's no cap if you apply at the branch. Also, you can open multiple CDs. A reader also mentioned that this special CD should be available at least through March.

Membership is open to those who live, work, worship, or attend school in Washington, DC. Also eligible for membership include civilian and military personnel of Andrews Air Force Base, McGuire Air Force Base, and military installations in central Germany, Belgium, and The Netherlands; as well as over 200 employer groups throughout Maryland and New Jersey. Please see the credit union's Join Now Page for more details. Membership requires a minimum deposit of $5 in the share savings account.

Branches are located in Maryland, Washington DC, New Jersey and in Europe. The credit union is federally insured by the NCUA (Charter # 5754). It has $801.2 million in assets and 83,149 members.

  Tags: Maryland, CD rates, New Jersey, IRA rates

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