Atlanta Postal Credit Union continues to offer some competitive certificate rates. These include a 3.50% APY 6-month CD, a 4.00% APY 12-month CD, a 4.10% APY 24-month CD and a 4.30% APY 36-month CD. Minimum deposit is $500. Terms of one year and above are also available in IRAs. According to the credit union's rate table, these rates are effective through January 6, 2009.
Field of membership is primarily based on select employee groups. In addition to active or retired US Postal Service employees, several other employee groups are listed. Also, all federal employees, active or retired, working or residing in most 310 and 312 zip code area of Georgia are eligible. Membership requires a $25 minimum deposit into a share savings account.
The credit union has some solid financial ratings for soundness: 5 stars (superior) at BauerFinancial and 4 stars (sound) at Bankrate.com. Both ratings are based on 9/30/08 data.
Atlanta Postal Credit Union is federally insured by the NCUA (Charter # 67389).