Atlanta Postal Credit Union continues to offer very competitive CD and IRA CD rates. Two of the best rates include a 3.15% APY 5-year CD and a 1.70% APY 1-year CD. Below is a summary of the CD rates listed in the credit union's rate table as of 9/24/2010.
- 1.70% APY 1 year
- 1.90% APY 2 years
- 2.25% APY 2.5 years
- 2.50% APY 3 years
- 2.80% APY 4 years
- 3.15% APY 5 years
Minimum deposit is $500. Above the rate table it states that the rates are effective from September 23, 2010 to September 29, 2010.
The credit union also offers competitive rates on its regular savings account and its checking account (share draft). As listed in the rates page as of 9/24/2010, the savings account rate is 1.50% APY, the IRA savings account rate is 2.50% APY and the checking account rate is 1.00% APY. These rates have held since April.
The only problem with the savings account is that it limits free withdrawals to 5 per quarter. Additional withdrawals are charged a $2 fee.
Membership is open to all residents of Bibb County in Georgia. Membership is primarily based on select employee groups. In addition to active or retired US Postal Service employees, several other employee groups are listed. Also, all federal employees, active or retired, working or residing in most 310 and 312 zip code area of Georgia are eligible. Membership requires a $25 minimum deposit into a share savings account. Please refer to the credit union's membership page for more details.
The credit union's overall health score is 4 out of 5 with a Texas Ratio of 3.98% (excellent) based on June 2010 data. Please refer to our financial overview of Atlanta Postal Credit Union for more details. The credit union is federally insured by the NCUA (Charter # 67389).
Searching for the Best CD Rates
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