Advia Credit Union (MI/WI/IL) Adds Trio Of Promo Rate CDs

POSTED ON BY

Availability: Residents of Michigan's Lower Peninsula; the Illinois county of Winnebago; and the Wisconsin counties of Dane, Green, Jefferson, Milwaukee, Rock, Walworth, and Waukesha.

Advia Credit Union (Advia CU) is ending the year with a trio of Promo Rate CDs: 11-month (1.00% APY), 22-month (1.60% APY), and 70-month (2.30% APY). The minimum deposit is $500, with no stated balance cap.

APYMINMAXINSTITUTIONPRODUCTDETAILS
2.30%$500-Advia Credit Union70 Month Promo Rate CD
1.60%$500-Advia Credit Union22 Month Promo Rate CD
1.00%$500-Advia Credit Union11 Month Promo Rate CD
Accounts mentioned in this post. Rates as of September 24, 2017.

Additional basis points for the Promo Rate CDs are available through the Member Advantage Rewards program. Members holding an Advantage Checking account qualify for an additional 5 basis points, while members who have either an Advantage Plus Checking or e-Checking account, qualify for an additional 10 basis points.

Advantage Checking - An active checking with Direct deposit of at least $400 in the last month; or Checking with a Mortgage Loan.

Advantage Plus Checking - An active checking with Direct deposit of at least $400 in the last month, plus active mobile or online banking use (1 or more logins) and 5 + Debit Card transactions.

e-Checking - An active checking, plus 15+ Debit Card purchases each month, plus e-statements and active online or mobile banking use (1 or more logins).

In a Live Chat, CSR stated that the Early Withdrawal Penalty for the 22-month Promo Rate CD is 180 days interest, and 360 days interest for the 70-month Promo Rate CD.

Availability

Headquartered in Parchment, Michigan, Advia Credit Union’s field of membership (FOM) is residency based, with individuals who live, work, or attend school in the following areas, eligible to join.

Michigan: All of the Lower Peninsula’s 68 counties

Wisconsin: Dane, Green, Jefferson, Milwaukee, Rock, Walworth, and Waukesha Counties

Illinois: Winnebago County

Joining Advia CU and/or opening a Promo Rate CD can be done online, or at any of 18 full-service Michigan branches located in Battle Creek (3), Brownstown, Fort Gratiot, Kalamazoo (4), Marysville, Mattawan, New Baltimore, Parchment, Plainwell, Port Huron, Portage, Richland, and Southgate. Advia CU also has 6 full-service Wisconsin branches located in Beloit (2), Janesville (2), Waukesha, and Williams Bay, and a single branch location in Rockton, Illinois.

Credit Union Overview

Advia Credit Union (NCUA Charter # 61503) has an overall health grade of "A" at DepositAccounts.com, with a Texas ratio of 7.86% (excellent), based on September 30, 2016 data. In the past year, Advia CU has increased its total non-brokered deposits by $122.68 million, an excellent annual growth rate of 12.64%. Please refer to our financial overview of Advia Credit Union for more details.

2016 was a busy first year for Advia Credit Union. On January 1, 2016, the merger between First Community Federal Credit Union (est. 1938) and E & A Credit Union (est. 1935) became official, and Advia CU came into being. Eight months later, Advia CU acquired Mid America Bank in Janesville, Wisconsin, gaining four branches, more than 3,000 of the former bank’s customers, and expanding the FOM into eight Wisconsin counties. Advia CU is currently Michigan’s ninth largest credit union, with more than 130,300 members and asset in excess of $1.3 billion.

Our name means something – we provide advice, we are member advocates,
and we offer advantages. We do this via innovated financial solutions.

How the Promo Rate CDs Compare

When compared to the 261 similar length-of-term CDs tracked by DepositAccounts.com that require a similar minimum deposit and are available within the FOM, Advia Credit Union's 22-month Promo Rate CD APY currently ranks first.

When compared to the similar length-of-term CDs tracked by DepositAccounts.com that require a similar minimum deposit and are available within the FOM, Advia Credit Union's 70-month Promo Rate CD APY currently ranks first.

The above rates are accurate as of 12/27/2016.

To look for the best CD rates, both nationwide and state specific, please refer to our CD rates table or our Rates Map page.


Comments
Competitive CD Rates at First Community FCU In Michigan - Local Only

First Community Federal Credit Union is offering several competitive CD and IRA CD rates. The best rates require the Member Advantage Program. One of this blog's readers has CDs with this program, and she informed me that it requires a checking account with direct deposit and a balance of at least $25,000 in checking, savings and/or loans. An ACH transfer of at least $400 per month may also qualify. The following Member-Advantage CD rates are listed in the credit union's deposit rates page as of 8/15/2010:

  • 3.50% APY 60-month CD
  • 2.90% APY...
Continue Reading
3.00% 18-Month CD, 3.25% 23-Month CD & Other High CD Rates at First American Credit Union in WI & IL
First American Credit Union is having a CD promotion with several competitive rates. The rates range from 2.30% APY for 4 months to 3.40% APY for 30 months. Two of the most competitive include a 3.00% APY 18-month CD and a 3.25% APY 23-month CD. Minimum deposit is $500. CDs are also available in an IRA. These rates are listed on the credit union's front page and in this promotion page as of 3/25/09.

Membership is open to anyone who lives or works in Rock County, WI, Green County, WI, Walworth...

Continue Reading
7.00% 70-Week CD ($25K Max) at First Community FCU in Michigan
Update 11/22/08: The CD special is no longer listed at the credit union's website. It appears to have ended.

First Community Federal Credit Union is offering a special 7.00% APY 70-week CD. The minimum deposit is $300, and the maximum deposit is $25,000. It requires a checking account and direct deposit of $400 or more per month. It's also available in an IRA. A reader mentioned that it has been going on since the first of the month. It's a limited time special so it could end at any time.

Often these...



Continue Reading
7.00% 12-Month CD at a Michigan CU - $10K Max (First Community)
First Community FCU has a special 12-month certificate of deposit with a yield of up to 7.00% APY (see pdf of rate table). The minimum deposit is $1,000. The credit union doesn't list many details of this special, but a reader sent me some of them. There's a cap of $10,000, and it requires a checking account with direct deposit. With that you'll earn 6% APY. You can receive an extra 0.25% added for each of following 4 services: an active loan or line of credit, Bill Payer or E-Statements,...
Continue Reading