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4350 La Jolla Village Drive, Suite 140
San Diego, CA 92122

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Reviews (1)

Remarkably Competitive

At first glance I began to look at the list of banks and see the banks I currently am a member although their titles seemed quite less appealing then some of the other banks. Bank X immediately stuck out to me in the list because it started with the letter B and the aggressive characteristics of being bank X. Upon arriving at Bank X website, I was not shocked however I was impressed because they have managed to simplify banking which most other institutions have had difficulties with that's apparent from the statistics on the front page. As far as an all around starting financial institution goes they seem to offer the all the perks.


Health Grade Components

FDIC Certificate #35546
Year Established2000
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.78%
Return on Equity - YTD20.27%
Annual Interest Income$285.4MM
Assets and Liabilities
AssetsQ4 2015vs Q4 2014$6.66B$5.19B
LoansQ4 2015vs Q4 2014$5.74B$4.43B
DepositsQ4 2015vs Q4 2014$5.23B$4.01B
Equity CapitalQ4 2015vs Q4 2014$587.1MM$451.1MM
Loan Loss AllowanceQ4 2015vs Q4 2014$35.1MM$23.2MM
Unbacked Noncurrent LoansQ4 2015vs Q4 2014$26.5MM$34.9MM
Real Estate OwnedQ4 2015vs Q4 2014$396.00K$698.00K
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Bank X Savings Account Rates

0.60%--X Savings

Bank X is an Internet only bank and does not have branch locations. Its headquarters is located at 4350 La Jolla Village Drive, Suite 140 - San Diego, CA 92122