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877-247-8002
4350 La Jolla Village Drive, Suite 140
San Diego, CA 92122

BofI Federal Bank is an online financial services company that offers a variety of banking and lending products through a number of brands including Bank of Internet USA, UFB Direct, Bank X, and Netbank. Headquartered in San Diego, California, BofI is an FDIC-insured, award-winning, and publicly traded online bank. As part of their “branchless banking” business model, they have much lower fixed operating costs when compared to traditional, brick-and-mortar banks, and these savings are passed on directly to consumers in the form of lower fees and higher rates on their products. Since getting its start in the early 2000s, BofI has been on the forefront of the online banking movement—helping lead the charge into this new frontier while building a history of sustained growth.

Under their parent brand, BofI Federal Bank offers a full range of business products. Both the Business Interest Checking and Business Money Market accounts are highly competitive—having high rates, low fees, and little to no strings attached.

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Health
A

Health Grade Components

Overall
FDIC Certificate #35546
Year Established2000
Employees577
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD2.13%
Return on Equity - YTD25.23%
Annual Interest Income$86.0MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$7.70B$5.52B
LoansQ1 2016vs Q1 2015$6.14B$4.75B
DepositsQ1 2016vs Q1 2015$6.13B$4.38B
Equity CapitalQ1 2016vs Q1 2015$625.5MM$489.4MM
Loan Loss AllowanceQ1 2016vs Q1 2015$36.9MM$25.5MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$24.0MM$33.7MM
Real Estate OwnedQ1 2016vs Q1 2015$207.00K$2.2MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

BofI Federal Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%--Business Money Market
0.80%--Industry Specific Money Market

BofI Federal Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%--Business Interest Checking

BofI Federal Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.35%$1k-Business 60 Month CD
1.05%$1k-Business 48 Month CD
0.90%$1k-Business 36 Month CD
0.70%$1k-Business 24 Month CD
0.55%$1k-Business 12 Month CD
0.25%$1k-Business 6 Month CD
0.15%$1k-Business 3 Month CD
Locations

BofI Federal Bank is an Internet only bank and does not have branch locations. Its headquarters is located at 4350 La Jolla Village Drive, Suite 140 - San Diego, CA 92122