Commerce State Bank is offering a 5.00% APY money market account and a 5.25% APY 6-month certificate of deposit. The money market account requires a minimum deposit of $25K. The 5% applies only to balances over $25K. The CD has a $10K minimum deposit and has an early withdrawal penalty of 3 months of interest.
Credit for this money market find goes to eMoneyCentral. According to eMoneyCentral, the money market account is open to residents of all US states. Balances between $10K and $25K earn 4.60% APY, between $5K and $10K earn 3.70% APY and under $2K earn 3.10%. There are no monthly fees.
The bank is located in West Bend, Wisconsin.
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