2.75% 23-Month CD at Golden Plains Credit Union in Kansas - Easy Membership


Golden Plains Credit Union is offering a 2.75% APY 23-month Double-Jump CD. This special CD allows you to jump to the current 24-month CD rate two times during the term. This special is listed in the main rotating image on the credit union's front page as of 9/10/09. Note, there are about 5 other images that rotate in for this front page image. Keep reloading this page until you get to the Double-Jump Rate promotion.

Membership is open to members of the Lee Richardson Zoo. It appears this membership costs $25 at minimum. Credit union membership is also open to those who reside in Kansas or the Liberal trade area. Please see the credit union's Become a Member page for more details. Membership requires a minimum $10 balance in your savings account.

This credit union is one of the very few institutions that still offer a 6% reward checking account as of 9/10/09 (see post). However, the credit union limits this reward checking account to credit union members who reside in Kansas. So if you're interested in this special CD and you don't live in Kansas, you may want to verify with the credit union that all members qualify for this special CD. In that reward checking post, I included the steps that a reader went through to join this credit union. Make sure to check with the credit union for the latest instructions.

For those who live in Kansas, you can join and open the account at one of their branches.

The credit union's ratings for safety and soundness are fair to excellent: 3 stars (performing) at Bankrate.com and 4 stars (excellent) at BauerFinancial. Both ratings are based on 3/31/09 financial data. The credit union is federally insured by the NCUA (Charter # 62542).

Thanks to the reader who emailed me news of this promotion.

Other Competitive Certificate of Deposit Rates
High-Yield Reward Checking Account at a Kansas CU (Golden Plains)

Update 9/1/10: The top rate has fallen to 4.44% APY.

Golden Plains Credit Union has a reward checking account called Golden Rewards Checking that pays 4.44% APY on balances up to $25,000 (0.30% for above) and refunds ATM fees (up to $25 per cycle) if the following monthly requirements are met: 1) 10 Visa Check Card transactions, 2) receive e-statements, and 3) log-on to Golden Plains Online. If these are not met, the rate falls to 0.10%. The minimum opening deposit is $100. There are no monthly service charges.

Update 11/13/08: I...

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6.00% 10-Month CD at a Kansas CU (Central Star)
Central Star Credit Union is advertising a 6.00% APY 10-month certificate of deposit. The minimum is $5K. It's also available as a Roth and IRA certificate. The offer expires 9/29/06. This special CD isn't listed at the credit union's website. It was advertised in today's edition of The Wichita Eagle. The ad is available online here.

The field of membership includes those who live, work or do business in the Kansas counties of Sedgwick, Butler, Harvey, McPherson or Saline. Also eligible are those affiliated with Raytheon Aircraft Company.

Branches are located in...

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