For a limited time, RelyOn Credit Union is offering three Certificate Specials: 18-month (2.80% APY), 24-month (3.00% APY), and 30-month (3.10% APY). The minimum deposit for any of these Specials is $1k of new money. “Current money in a RelyOn account does not qualify for promotional rate.”
According to CSR, the Early Withdrawal Penalty for any of the three Certificate Specials is "270 days of interest on the amount being withdrawn."
Headquartered in Dallas, Texas, RelyOn Credit Union’s field of membership (FOM) is residency based, with individuals who live, work, worship, or attend school in either Dallas or Kaufman County eligible to join.
Joining RelyOn Credit Union and/or opening a Certificate Special can be done at any of three Texas branches located in Carrollton, Dallas, and Kaufman. The Membership Application is available as a fillable download and can be returned to any branch location in person or by mail.
Credit Union Overview
RelyOn Credit Union has an overall health grade of "B" at DepositAccounts.com, with a Texas Ratio of 5.13% (excellent), based on March 31, 2018 data. RelyOn Credit Union has an above average capitalization level (10.16%), the result of holding $64.85 million in assets with $6.59 million in equity. Please refer to our financial overview of RelyOn Credit Union (NCUA Charter #68325) for more details.
RelyOn Credit Union was founded in 1952 as the Employees Credit Union (ECU), serving the employees of the East Texas Motor Freight System of Texarkana. The RelyOn rebrand occurred this past March, when ECU merged with Kaufman County Credit Union.
How the Certificate Specials Compare
When compared to the 233 similar length-of-term CDs tracked by DepositAccounts.com that require a similar minimum deposit and are available within the FOM, RelyOn Credit Union’s 18-month Certificate Special APY currently ranks first.
When compared to the 307 similar length-of-term CDs tracked by DepositAccounts.com that require a similar minimum deposit and are available within the FOM, RelyOn Credit Union’s 24-month Certificate Special APY currently ranks first.When compared to the 294 similar length-of-term CDs tracked by DepositAccounts.com that require a similar minimum deposit and are available within the FOM, RelyOn Credit Union’s 30-month Certificate Special currently shares first place with KS StateBank’s 3-year CD APY.
The above rates are accurate as of 7/25/2018.
To look for the best nationwide CD rates and the best CD rates in your state, please refer to our CD Rates Table page.