Signature FCU Raises Rates On CDs By 0.25% - Limited Time Offer


Availability: Easy membership

Signature Federal Credit Union (Signature FCU) is celebrating its 45th anniversary by adding an additional 0.25% to all of its regular Share Certificates (CDs) and IRA (Traditional, Roth, and ESA) Certificates. This is a limited-time offer valid through May 15, 2015.

This temporary rate increase makes the 12-month (1.36% APY), 18-month (1.41% APY) and 24-month (1.51% APY) CDs/IRAs the most competitive in Signature FCU’s product line. The minimum opening deposit is $500, with no maximum balance cap.

Choice Checking High Yield

Signature FCU also has a Choice Checking High Yield account that earns 3.00% on balances up to $15K; balances over $15K earn 0.10%. This account has no minimum balance requirement and is limited to one account per member.

To qualify for the Choice Checking High Yield account, the following requirements must be met:

  • Direct Deposit(s) totaling $1K or more each month
  • Enroll and receive e-statements.
  • 10 or more debit card purchases each month

Thank you to DA Member, PearlBrown, for her Forum posting concerning these deals.


Headquartered in Alexandria, Virginia, Signature Federal Credit Union offers membership through various routes:

Employees/Retirees of the United States Postal Service whose job title is/was Postmaster, Postmaster Relief, Supervisor, or Officer in Charge.

Employees of 14 Washington, D.C. area businesses and organizations.

Members and Employees of The International Interior Design Association, The American Jail Association, and The Marymount University Alumni Association.

Immediate family members and household members of Signature Federal Credit Union members.

Members of the American Consumer Council.

Joining Signature FCU and opening a CD can be done online, by mail, or in person at the sole branch located in Alexandria. The membership application is available for download, and can be printed out and mailed.

Credit Union Overview

Signature Federal Credit Union has an overall health grade of "A+" at, with a Texas ratio of 2.04% (excellent), based on December 31, 2014 data. In the past year, Signature FCU increased its total deposits by $5.09 Million, an above average annual growth rate of 2.15%. Please refer to our financial overview of Signature Federal Credit Union for more details.

Signature Federal Credit Union (NCUA Certificate # 20061) was originally chartered in 1970 as NAPUS (National Association of Postmasters of the United States) Federal Credit Union. The name change is reflective of a change in charter and scope of membership. Today, Signature FCU serves over 23,000 members and hold total assets in excess of $292 Million.

How the CDs Compare

When compared to other similar length of term CDs tracked by, requiring a similar minimum deposit and available nationally, Signature Federal Credit Union’s 12-, 18- and 24-month CDs are clearly competitive.

The above rates are accurate as of 5/6/2015.

To search for nationwide CD rates and CD rates in your state, please refer to the CD rates section of

Related Pages: Signature Federal Credit Union, Washington

gregk   |     |   Comment #1
Not much to celebrate here I'm sorry to say.  I don't think they need worry about being overwhelmed.
Anonymous   |     |   Comment #2
Investors Bank in NJ is offering a 13 month 1.50% CD
Anonymous   |     |   Comment #3
This credit union sucks, everything is ****ing me off. Online system is not simple, calling in you get no help, asking for a loan is just like a bank not a credit union that should be about helping the community. I cant stand it, will be closing this account ASAP
gregk   |     |   Comment #4
You're "asking for a loan" and will be "closing this account"?

What are you talking about?